286 Delaware Dr, Maineville, OH 45039 Property Records

Warren County property record for 286 Delaware Dr, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,739 sqft · built 2006
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Sep 2021)
Tax Bill	$4,984 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05-463-084-0`

Property Details

APN / Parcel Number

Primary APN	`16-05-463-084-0`
Alternative APNs	`1605463084` `2635482`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,739 sqft Living Area
Gross Area	2,979 sqft
1st Floor Area	320 sqft
2nd Floor Area	860 sqft
Basement Area	699 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,802 sqft (0.179 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2635482
Street Address	286 DELAWARE DR
City	MAINEVILLE
State	OH
Zip	45039-5088
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVES/INDIAN LAKE LOT 76
Legal Subdivision	RESERVES/INDIAN LAKE
Legal Block	482
Legal Lot Number	76
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1035
Census Tract	32203

Owner

286 Delaware Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Warren County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 DELAWARE DR, MAINEVILLE, OH 45039-5088
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG CORP
Aug 31, 2017	Warranty Deed, Transfer · Line of Credit MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2021 · Amount on File
Deed Sale	Sep 14, 2021 · Amount on File
Prior Sale	Aug 31, 2017 · Amount on File
Deed Document Number	202141646
Record Updated	Oct 29, 2026

September 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	WARREN OH
Recording Date	Sep 14, 2021
Property Address	286 DELAWARE DR, MAINEVILLE, OH 45039-5088
Document Number	2021041646
Map Reference	MB 67 PG 17&18
Instrument Date	Aug 19, 2021
Instrument	2021-041646
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	286 DELAWARE DR, MAINEVILLE, OH 45039-5088

Mortgage

Document Number	2021041647
Date	Sep 14, 2021
Instrument	2021-041647

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	286 DELAWARE DR, MAINEVILLE, OH 45039-5088
Document Number	0000012901
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	286 DELAWARE DR MAINEVILLE OH 450395088, MAINEVILLE, OH 45039-5088

Mortgage

Document Number	0000012901
Date	Apr 22, 2020
Instrument	12901

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 31, 2017
Property Address	286 DELAWARE DR, MAINEVILLE, OH 45039-5088
Document Number	0000026671
Instrument Date	Aug 22, 2017
Instrument	26671
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	PRODIGY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 DELAWARE DR MAINEVILLE OH 450395088, MAINEVILLE, OH 45039-5088

Mortgage

Document Number	26672
Date	Aug 31, 2017
Instrument	26672

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 286 Delaware Dr was $4,984.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,984.00	$111,970 Land $24,500 Building $87,470	$319,900 Land $70,000 Building $249,900
2023	$4,616.00 (+1.92%) Homeowner's exemption	$92,495 (-) Land $15,068 Building $77,427
2022	$4,529.00 Homeowner's exemption	$92,495 Land $15,068 Building $77,427	$264,270 (-) Land $43,050 Building $221,220
2021			$264,270 Land $43,050 Building $221,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Delaware Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Delaware Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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