Middlesex County and Perth Amboy City property record for 286 Davidson Ave, Perth Amboy, NJ 08861
| Property Type | Single Family Home |
|---|---|
| Details | 2,236 sqft · built 1904 |
| Lot Size | 0.058 acres (2,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,000 (Oct 2022) |
| Tax Bill | $7,761 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-00072-0000-00029 |
| Primary APN | 16-00072-0000-00029 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,236 sqft Living Area |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 2,526 sqft (0.058 acres) |
| Lot Dimensions | 101 ft deep x 25 ft wide |
| Street Address | 286 DAVIDSON AVE |
|---|---|
| City | PERTH AMBOY |
| State | NJ |
| Zip | 08861-3904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | 25X101 |
| Legal Subdivision | CITY/PERTH AMBOY |
| Legal Block | 72 |
| Legal Lot Number | 29 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | PERTH AMBOY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 4800 |
286 Davidson Ave is owned and occupied by two individuals who bought it in October 2022.
Source: Middlesex County and Perth Amboy City records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2022 | Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 18, 2021 | Deed, Transfer MAD TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Prior Sale | Aug 6, 1998 · Amount on File |
| Deed Document Number | 202291282 |
| Deed Book / Page | 19072 / 1204 |
| Prior Transfer Date | Sep 22, 2020 |
| Prior Transfer Doc | 0000066972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 24, 2022 |
| Property Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
| Document Number | 0000091282 |
| Book / Page | 19072 / 1204 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022091282 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,186.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 MAIN ST, 16, SPOTSWOOD, NJ 08884-1243 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
| Document Number | 0000091283 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022091283 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 18, 2021 |
| Property Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
| Document Number | 2021066972 |
| Book / Page | 18448 / 1669 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2021066972 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | MAD TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
| Document Number | 2021066973 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021066973 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 18, 2021 |
| Property Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
| Document Number | 2021066971 |
| Book / Page | 18448 / 1663 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2021066971 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | MAD TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 DAVIDSON AVE, PERTH AMBOY, NJ 08861-3904 |
The 2025 property tax bill for 286 Davidson Ave was $7,761, up 5.3% from the year before.
Source: Middlesex County and Perth Amboy City assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Perth Amboy City |
| Unified School District | Perth Amboy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,200 (-) Land $82,300 Building $161,900 | $244,200 (-) Land $82,300 Building $161,900 | |
| 2025 | $7,761.00 (+5.35%) | $244,200 Land $82,300 Building $161,900 | $244,200 Land $82,300 Building $161,900 |
| 2024 | $7,367.00 | ||
| 2023 | $244,200 Land $82,300 Building $161,900 | $244,200 Land $82,300 Building $161,900 | |
| 2022 | $6,681.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Davidson Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 286 Davidson Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PERTH AMBOY WATER DEPARTMENT serves 52,328 people · EPA ID NJ1216001 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Gross alpha radiation not recorded as resolved · Jan 2026 Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 840 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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