286 Culbertson Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 286 Culbertson Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,349 sqft · built 2002
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2011)
Tax Bill	$2,671 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`062-570-240-000`

Property Details

APN / Parcel Number

Primary APN	`062-570-240-000`
Alternative APN	`062-570-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,349 sqft Living Area
1st Floor Area	1,349 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	5,100 sqft (0.117 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	062-570-24
Street Address	286 CULBERTSON DR
City	LODI
State	CA
Zip	95240-8874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24
Legal Subdivision	THAYER RANCH
Legal Block	3
Legal Lot Number	24
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3010
Census Tract	4402

Owner

286 Culbertson Dr is owned and occupied by two individuals who acquired it in March 2018.

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	286 CULBERTSON DR, LODI, CA 95240-8874
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC
Aug 8, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 30, 2018	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2011 · Amount on File
Deed Sale	Oct 14, 2011 · Amount on File
Prior Sale	Jan 28, 2002 · Amount on File
Deed Document Number	2011124796
Last Transfer Date	Mar 2, 2018
Transfer Doc	0000035774
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	286 CULBERTSON DR, LODI, CA 95240-8874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010915
Date	Jan 25, 2017
Instrument	2017-010915

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	286 CULBERTSON DR, LODI, CA 95240-8874
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CULBERTSON DR, LODI, CA 95240-8874

Mortgage

Document Number	0000084561
Date	Aug 8, 2019
Instrument	2019-084561

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 30, 2018
Property Address	286 CULBERTSON DR, LODI, CA 95240-8874
Document Number	0000035774
Map Reference	VOL 35 PG 56
Instrument Date	Mar 2, 2018
Instrument	2018-035774
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	BNT TITLE COMPANY OF CALIFOR

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CULBERTSON DR, LODI, CA 95240-8874

Mortgage

Document Number	0000035775
Date	Mar 30, 2018
Instrument	2018-035775

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 286 Culbertson Dr was $2,671 with a homeowner's exemption, up 0.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,671.00 (+0.41%)
2025	$2,660.00 Homeowner's exemption	$251,200 Land $62,798 Building $188,402
2023	$2,549.00 (+2.33%) Homeowner's exemption	$241,447 Land $60,360 Building $181,087	$471,060
2022	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Culbertson Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Culbertson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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