St. Johns County property record for 286 Cubbedge Rd, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,739 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $53,900 (2000) |
| Tax Bill | $6,266.00 (2025) |
| Primary APN | 183820-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,739 sqft Living Area |
| 1st Floor | 859 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Depth X Width | 121 ft x 95 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 420 sqft Garage |
| Carport | Carport |
| Carport Area | 420 sqft Carport |
| Deck Area | 391 sqft Deck |
| Porch Area | 128 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 286 CUBBEDGE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-8161 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-4 PT OF GLS 1 & 2 LYING N OF 3RD ST & W OF LINE 447.5FT W OF AVE E - N92FT ON RIVER X 140FT OR1541/1428 &2361/981 & 4981/1938(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 35 |
| Legal Subdivision | WOODLAND UN B |
| Legal Block | 2 |
| Legal Lot Number | 13-4 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | MATANZAS |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 21209 |
Source: St. Johns County records · APN 183820-0040
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 CUBBEDGE RD, SAINT AUGUSTINE, FL 32080-8161 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 06, 2020 | Quit Claim Deed, Transfer BETTER MTG CORP ISAOA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2000 · Amount on Record |
| Deed Sale | Nov 08, 2000 · Amount on Record |
| Deed Doc Number | 200048565 |
| Deed Book / Page | 1541 / 1428 |
| Last Transfer Date | Apr 28, 2020 |
| Transfer Doc | 0049811938 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 286 CUBBEDGE RD, SAINT AUGUSTINE, FL 32080-8161 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202-2135 |
| Document Number | 0058071360 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 5807/1360 |
| Instrument | 2023063080 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 28, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 286 CUBBEDGE RD, SAINT AUGUSTINE, FL 32080-8161 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046060267 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 4606/0267 |
| Instrument | 2018063720 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 06, 2020 |
| Property Address | 286 CUBBEDGE RD, SAINT AUGUSTINE, FL 32080-8161 |
| Document Number | 0049811938 |
| Book / Page | 004981 / 001938 |
| Instrument Date | Apr 28, 2020 |
| Instrument | 53554 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 286 CUBBEDGE RD ST AUGUSTINE FL 320808161, ST AUGUSTINE, FL 32080-8161 |
| Document Number | 49811942 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | 004981/001942 |
| Instrument | 53555 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 05, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $495,430 (+2.7%) | $1,073,465 (+1.35%) Land $750,500 Building $322,965 | |
| 2025 | $6,266.00 (+11.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $482,405 (+2.9%) | $1,059,207 (+10.22%) Land $750,500 Building $308,707 |
| 2024 | $5,600.00 (+0.79%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $468,810 (+3%) | $960,983 (+0.32%) Land $665,000 Building $295,983 |
| 2023 | $5,556.00 (+2.68%) Homeowner's exemption | $455,155 (+3%) | $957,881 (-0.45%) Land $665,000 Building $292,881 |
| 2022 | $5,411.00 Homeowner's exemption | $441,898 | $962,190 Land $721,280 Building $240,910 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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