286 Crestview St, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 286 Crestview St, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,586 sqft · built 1966
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Oct 2021)
Tax Bill	$2,374 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1208476`

Property Details

APN / Parcel Number

Primary APN	`1208476`
Alternative APN	`19862`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,586 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Slab
Porch Area	309 sqft
Utility Building	45 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	286 CRESTVIEW ST
City	RUTHERFORDTON
State	NC
Zip	28139-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-3
Legal Description	GPIN:1519075769390000; RES CRESTVIEW ST
Legal Subdivision	CRESTVIEW STREET
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1007
Census Tract	960503

Owner

286 Crestview St is owned and occupied by an individual who bought it in October 2021.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	Individual Name on File
Mailing Address	286 CRESTVIEW ST, RUTHERFORDTON, NC 28139-3112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on File
Deed Sale	Oct 15, 2021 · Amount on File
Prior Sale	Apr 9, 2018 · Amount on File
Deed Book / Page	2052 / 3169
Prior Transfer Date	Dec 9, 2010
Prior Transfer Doc	0010150473
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Oct 15, 2021
Property Address	286 CRESTVIEW ST, RUTHERFORDTON, NC 28139-3112
Document Number	0020523169
Book / Page	2052 / 3169
Map Reference	MB 6 PG 36
Instrument Date	Oct 15, 2021
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 CAROLINA OAKS DR, 33, CHESNEE, SC 29323-8400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	286 CRESTVIEW ST, RUTHERFORDTON, NC 28139-3112
Investor	Possibly a Property Investor

Mortgage

Document Number	0020523172
Date	Oct 15, 2021
Instrument	2052/3172

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Nov 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 9, 2018
Property Address	286 CRESTVIEW ST, RUTHERFORDTON, NC 28139-3112
Document Number	0011710722
Book / Page	1171 / 722
Map Reference	MB 6 PG 36
Instrument Date	Apr 6, 2018
Instrument	201700009187
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	350 WILD ROSE CT, 350, SPARTANBURG, SC 29316-5670

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CRESTVIEW ST, RUTHERFORDTON, NC 28139-3112

Mortgage

Document Number	201700009188
Date	Apr 9, 2018
Instrument	201700009188

Lender

Name	FIRST SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 286 Crestview St was $2,374.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Rutherfordton Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,374.00	$241,700 Land $24,000 Building $217,700	$241,700 Land $24,000 Building $217,700
2023		$213,900 Land $24,000 Building $189,900	$213,900 Land $24,000 Building $189,900
2022	$1,614.00
2021	$1,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Crestview St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Crestview St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50

May also be available: AT&T, Pangaea Internet, Verizon.

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