286 Creekside Ln, Pelham, AL 35124 Property Records

Shelby County property record for 286 Creekside Ln, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,939 sqft · built 2007
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on Record
Last Sale	$217,900 (Mar 2019)
Tax Bill	$1,846 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`137261006090000`

Property Details

APN / Parcel Number

Primary APN	`137261006090000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,939 sqft Heated Area
1st Floor Area	1,939 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	107 ft deep x 63.2 ft wide
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 CREEKSIDE LN
City	PELHAM
State	AL
Zip	35124-3984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 26 20S 03W NBRHD: 08 HOLLAND LAKES R-2
Legal Range	03W
Legal Township	20S
Legal Section	26
Legal Subdivision	HOLLAND LAKES SEC 3
Legal Lot Number	219
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	1
Census Block	1005
Census Tract	30341

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 CREEKSIDE LN, PELHAM, AL 35124-3984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LNDRS
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Prior Sale	Sep 10, 2008 · Amount on Record
Deed Document Number	201995350
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	286 CREEKSIDE LN, PELHAM, AL 35124-3984
Document Number	0000170210
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CREEKSIDE LN PELHAM AL 351243984, PELHAM, AL 35124-3984

Mortgage

Document Number	0000170210
Date	Apr 30, 2020
Instrument	170210

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Mar 25, 2019
Property Address	286 CREEKSIDE LN, PELHAM, AL 35124-3984
Document Number	0000095350
Map Reference	MB 37 PG 85
Instrument Date	Mar 22, 2019
Instrument	20190325000095350
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 MACARTHUR PLACE CT, 1225, MOBILE, AL 36609-5169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CREEKSIDE LN, PELHAM, AL 35124-3984

Mortgage

Document Number	0000095360
Date	Mar 25, 2019
Instrument	20190325000095360

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,846.00 (-3.65%) Homeowner's exemption
2025	$1,916.00 (+9.93%)	$33,040 (+7.41%)	$330,300 (+7.41%) Land $65,000 Building $265,300
2023	$1,743.00 Homeowner's exemption	$30,760	$307,500 Land $65,000 Building $242,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force
Nearby Flood Claims	11 (2014–2021)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Oct 2021 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELHAM serves 38,703 people · EPA ID AL0001163
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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