286 Corralitos Rd, Arroyo Grande, CA 93420 Property Records

San Luis Obispo County property record for 286 Corralitos Rd, Arroyo Grande, CA 93420

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,710 sqft · built 2018
Lot Size	3.1 acres (135,471 sqft)
Owner	Individual Name on File
Last Sale	$253,000 (Nov 2016)
Tax Bill	$13,018 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`047-202-004`

Property Details

APN / Parcel Number

Primary APN	`047-202-004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Building Area	2,710 sqft Living Area

Exterior

Year Built	Built 2018
Construction Type	Wood
Lot Area	135,471 sqft (3.1 acres)
Terrain	Other
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	286 CORRALITOS RD
City	ARROYO GRANDE
State	CA
Zip	93420-4953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CRLTOS TR PTN LT 3
Legal Subdivision	CORRALITOS
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	4
Census Block	4012
Census Tract	12302

Owner

286 Corralitos Rd is owned and occupied by an individual who bought it in November 2016.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	286 CORRALITOS RD, ARROYO GRANDE, CA 93420-4953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Oct 13, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION
Apr 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2016 · Amount on File
Deed Sale	Nov 30, 2016 · Amount on File
Prior Sale	Sep 12, 2000
Deed Document Number	2016062917
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	286 CORRALITOS RD, ARROYO GRANDE, CA 93420-4953
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CORRALITOS RD, ARROYO GRANDE, CA 93420-4953

Mortgage

Document Number	0000028721
Date	Jul 13, 2022
Instrument	2022028721

Lender

Name	SESLOC FCU
Type	Credit Union
Address	CAYUCOS, CA 93430

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 12, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	286 CORRALITOS RD, ARROYO GRANDE, CA 93420-4953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046985
Date	Oct 13, 2017
Instrument	2017046985

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	286 CORRALITOS RD, ARROYO GRANDE, CA 93420-4953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038157
Date	Sep 11, 2019
Instrument	2019038157

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	286 CORRALITOS RD, ARROYO GRANDE, CA 93420-4953
Document Number	0000021186
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CORRALITOS RD ARROYO GRANDE CA 93420, ARROYO GRANDE, CA 93420

Mortgage

Document Number	0000021186
Date	May 1, 2020
Instrument	21186

Lender

Name	KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 286 Corralitos Rd was $13,018.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,018.00	$1,218,736 Land $389,246 Building $829,490
2023	$9,746.00 (+6.03%)	$916,095 Land $325,112 Building $590,983
2022	$9,192.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 286 Corralitos Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Corralitos Rd is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Peak WiFi, Ranch Wifi, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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