286 Co Rd 544, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 286 Co Rd 544, Jackson, MO 63755

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,280 sqft · built 2007
Lot Size	5.61 acres (244,372 sqft)
Owner	Company Name on Record
Last Sale	$249,400 (Dec 2014)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102000300014040000`

Property Details

APN / Parcel Number

Primary APN	`102000300014040000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Basement Area	1,280 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	244,372 sqft (5.61 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	286 COUNTY ROAD 544
City	JACKSON
State	MO
Zip	63755-8449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2
Legal Range	13E
Legal Township	32S
Legal Section	03
Jurisdiction	CAPE GIRARDEAU MO
Township / Civil Division	SHAWNEE
Census Block Group	4
Census Block	4019
Census Tract	880100

Owner

Source: Cape Girardeau County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	225 COUNTY ROAD 544, JACKSON, MO 63755-8449
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF MO
Apr 1, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2014 · Amount on Record
Deed Sale	Dec 1, 2014 · Amount on Record
Deed Document Number	201412347
Last Transfer Date	Dec 26, 2024
Transfer Doc	0202410273
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Aug 25, 2026
Property Address	286 COUNTY ROAD 544, JACKSON, MO 63755-8449
Document Number	0000007541
Instrument Date	Aug 20, 2026
Instrument	20267541
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000007541,
Date	Aug 25, 2026
Instrument	20267541

Lender

Name	BANK OF MO

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 20, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Apr 1, 2021
Property Address	286 COUNTY ROAD 544, JACKSON, MO 63755-8449
Document Number	0202104544
Map Reference	DB 1388 PG 695
Instrument Date	Mar 31, 2021
Instrument	2021-04544
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 COUNTY ROAD 544, JACKSON, MO 63755-8449

Mortgage

Document Number	0202104545
Date	Apr 1, 2021
Instrument	2021-04545

Lender

Name	BANK OF MISSOURI
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cape Girardeau County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,320 (-) Land $3,640 Building $31,680	$185,904 (-) Land $19,174 Building $166,730
2025	$1,771.00 (+5.1%)	$35,320 (+4.99%) Land $3,640 Building $31,680	$185,904 (+5%) Land $19,174 Building $166,730
2023	$1,685.00	$33,640 Land $3,470 Building $30,170	$177,051 Land $18,261 Building $158,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAPE PERRY COUNTY PWSD 1 SOUTH serves 8,545 people · EPA ID MO4024096
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

May also be available: Spectrum.

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