Winston County property record for 286 Co Rd 3962, Arley, AL 35541
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,073 sqft · built 1963 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $149 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24329 |
| Primary APN | 24329 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 1,073 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 160 sqft |
| Account Number | 24329 |
|---|---|
| Street Address | 286 GIBSON RD |
| City | ARLEY |
| State | AL |
| Zip | 35541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 AC LYING IN NW COR OF SE IN NW NW S25 T11 R7 292-330 |
| Legal Range | 07W |
| Legal Township | 11S |
| Legal Section | 25 |
| Jurisdiction | WINSTON AL |
| Township / Civil Division | ADDISON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 965502 |
286 Co Rd 3962 is owned by two individuals who acquired it in February 2012.
Source: Winston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 COUNTY ROAD 3962, ARLEY, AL 35541-3339 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2012 |
| Transfer Doc | 000292/330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINSTON AL |
| Property Address | 286 COUNTY ROAD 3962, ARLEY, AL 35541-3339 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000678/857 |
|---|---|
| Date | Mar 22, 2022 |
| Book Page | 678/857 |
| Name | TRADITIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 286 Co Rd 3962 was $149, up 7.2% from the year before.
Source: Winston County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Winston County |
| Unified School District | Winston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $149.00 (+7.19%) | ||
| 2025 | $139.00 Additional exemption filed | $5,460 (-) | $54,300 (-0.07%) Land $12,200 Building $42,100 |
| 2024 | $139.00 (+41.84%) Additional exemption filed | $5,460 (+29.38%) | $54,340 (+28.89%) Land $12,200 Building $42,140 |
| 2023 | $98.00 (+6.52%) Additional exemption filed | $4,220 (+3.94%) | $42,160 (+4.05%) Land $11,500 Building $30,660 |
| 2022 | $92.00 Additional exemption filed | $4,060 | $40,520 Land $13,000 Building $27,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Co Rd 3962 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Co Rd 3962 is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 70% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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