Cooke County property record for 286 Co Rd 121, Gainesville, TX 76240
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 2 ba · 2,754 sqft · built 2025 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $786,800 (Dec 2024) |
| Tax Bill | $7,584 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1451-005-00000 |
| Primary APN | 1451-005-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,754 sqft Building Perimeter |
| 1st Floor Area | 2,754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 922 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1451-005-00000 |
|---|---|
| Street Address | 286 COUNTY ROAD 121 |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-1660 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Legal Description | STEED TH 1451 ACRES 6.0 |
| Legal Subdivision | STEED TH |
| Jurisdiction | COOKE TX |
| Township / Civil Division | CALLISBURG |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 100 |
286 Co Rd 121, an agricultural property, is owned and occupied by two individuals who bought it in December 2024.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1774 COUNTY ROAD 107, WHITESBORO, TX 76273-5058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on File |
| Deed Sale | Dec 9, 2024 · Amount on File |
| Deed Document Number | 20248773 |
| Deed Book / Page | 2683 / 390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 286 COUNTY ROAD 121, GAINESVILLE, TX 76240-1660 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 286 COUNTY ROAD 121, GAINESVILLE, TX 76240-1660 |
| Document Number | 002750/765 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 2750/765 |
| Instrument | 2025-8831 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 286 Co Rd 121 was $7,584 with a homeowner's exemption, up 126,3% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Callisburg Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,584.00 (+126,3%) Homeowner's exemption | $547,780 (+116,947.01%) | $713,400 (+258.13%) Land $217,200 Building $496,200 |
| 2025 | $6.00 | $468 Land $468 | $199,200 Land $199,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 286 Co Rd 121 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2007–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Co Rd 121 is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CALLISBURG serves 2,277 people · EPA ID TX0490013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 700 / 300 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Element8.
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