Decatur County property record for 286 Cloverleaf Cir, Bainbridge, GA 39817 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,772 sqft · built 1985 |
| Lot Size | 0.334 acres (14,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Nov 2015) |
| Tax Bill | $1,658 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0075A-027-000 |
| Primary APN | 0075A-027-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,772 sqft Heated Area |
| 1st Floor Area | 1,292 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,577 sqft (0.334 acres) |
| Porch | Slab |
| Porch Area | 44 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6740 |
|---|---|
| Street Address | 286 CLOVERLEAF CIR |
| City | BAINBRIDGE |
| State | GA |
| Zip | 39817-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 470 264 286 CLOVERLEAF CIRCLE |
| Legal Subdivision | BRIARWOOD PARK |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | DECATUR GA |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 970400 |
Source: Decatur County records · APN 0075A-027-000
Assessment roll updated February 19, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Line of Credit ENVISION CREDIT UNION |
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit ENVISION CREDIT UNION |
| Apr 22, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK |
| Jan 13, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on Record |
| Deed Sale | Nov 16, 2015 · Amount on Record |
| Deed Document Number | 2015856 |
| Deed Book / Page | 389 / 681 |
| Last Transfer Date | Jan 13, 2021 |
| Transfer Doc | 000470/264 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Document Number | 0000000474/0000000436 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 0000000474/0000000436 |
| Name | ENVISION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Document Number | 0000000496/0000000187 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 0000000496/0000000187 |
| Name | ENVISION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DECATUR GA |
| Property Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Document Number | 0000000442/0000000871 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 0000000442/0000000871 |
| Name | FIRST PORT CITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DECATUR GA |
| Recording Date | Jan 13, 2021 |
| Property Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
| Document Number | 000470/264 |
| Book / Page | 470 / 264 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 2021-000050 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 CLOVERLEAF CIR, BAINBRIDGE, GA 39817-8242 |
Source: Decatur County records · Assessment roll updated February 19, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Decatur County |
| Unified School District | Decatur County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,658.00 (+3.3%) Homeowner's exemption | $68,049 (+19.05%) Land $6,000 Building $62,049 | $170,122 (+19.05%) Land $15,000 Building $155,122 |
| 2023 | $1,605.00 (-5.03%) Homeowner's exemption | $57,161 Land $6,000 Building $51,161 | $142,902 Land $15,000 Building $127,902 |
| 2022 | $1,690.00 |
Source: FEMA National Flood Hazard Layer, Decatur County (13087C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130879704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 10 (1994–2009) |
| Claims Outside the SFHA | 2 of 10 |
| Most Recent Claim | Apr 2009, river or lake flooding, Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Conexon Connect | Fiber | 2,000 / 2,000 |
| Mediacom Communications | Fiber | 1,000 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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