286 Cherry St, Middleborough, MA 02346 Property Records

Plymouth County and Middleborough Town property record for 286 Cherry St, Middleborough, MA 02346

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 960 sqft · built 1974
Lot Size	0.988 acres (43,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Nov 2016)
Tax Bill	$4,852 (2026)
Deeds & Mortgages	May 2024 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`78-459`

Property Details

APN / Parcel Number

Primary APN	`78-459`
Alternative APN	`MIDD M:00078 L:0459 U:0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,100 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,031 sqft (0.988 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	78-459
Street Address	286 CHERRY ST
City	MIDDLEBORO
State	MA
Zip	02346-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	459
Jurisdiction	MIDDLEBORO MA
Township / Civil Division	MIDDLEBOROUGH
Census Block Group	1
Census Block	1026
Census Tract	542102

Owner

Source: Plymouth County and Middleborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 CHERRY ST, MIDDLEBORO, MA 02346-2706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2016 · Amount on Record
Deed Sale	Nov 18, 2016 · Amount on Record
Prior Sale	Jun 18, 1996 · Amount on Record
Deed Book / Page	47761 / 58
Transfer Doc	0047761-58
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	286 CHERRY ST, MIDDLEBORO, MA 02346-2706
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058924-174
Date	May 24, 2024
Book Page	58924/174
Instrument	30216

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBORO MA
Property Address	286 CHERRY ST, MIDDLEBORO, MA 02346-2706
Document Number	50804-207
Instrument Date	Jan 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 CHERRY ST MIDDLEBORO MA 023462706, MIDDLEBORO, MA 02346-2706

Mortgage

Document Number	50804-207
Date	Feb 12, 2019
Book Page	050804/000207
Instrument	9929

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Plymouth County and Middleborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Middleborough Town
Unified School District	Middleborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,852.00 (-0.02%)	$369,800 (+2.18%) Land $175,300 Building $194,500	$484,316 (+23.98%)
2025	$4,853.00 (+1.89%)	$361,900 (+2.87%) Land $159,200 Building $202,700	$390,640
2024	$4,763.00 (+6.41%)	$351,800 (+11.93%) Land $151,700 Building $200,100
2023	$4,476.00	$314,300 Land $151,700 Building $162,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBOROUGH WATER SUPPLY serves 15,350 people · EPA ID MA4182000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures