286 Cherry Hill Trl, Hamel, MN 55340 Property Records

Hennepin County property record for 286 Cherry Hill Trl, Hamel, MN 55340

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,160 sqft · built 1991
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$499,900 (Jun 2024)
Tax Bill	$5,295 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-118-23-12-0034`

Property Details

APN / Parcel Number

Primary APN	`12-118-23-12-0034`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,160 sqft Living Area
Gross Area	1,454 sqft
1st Floor Area	1,160 sqft
Basement Area	294 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1999
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Depth	152 ft Depth
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	294 sqft
Patio Area	295 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	286 CHERRY HILL TRL
City	HAMEL
State	MN
Zip	55340-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 002 BLOCK 001 B CHERRY HILL FARM 3RD ADDN S70X152X71X138
Legal Range	23
Legal Township	118
Legal Section	12
Legal Quarter	12
Legal Subdivision	CHERRY HILL FARM 3RD ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	MEDINA
Census Block Group	4
Census Block	4005
Census Tract	27101

Owner

286 Cherry Hill Trl is owned and occupied by an individual who bought it in June 2024.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	286 CHERRY HILL TRL, HAMEL, MN 55340-9317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK NA
Aug 30, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG
Nov 2, 2018	Loan Modification, Mortgage · Conventional with PMI US BK
Jun 20, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2024 · Amount on File
Deed Sale	Jun 12, 2024 · Amount on File
Prior Sale	Aug 30, 2019 · Amount on File
Deed Document Number	20246078882
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	286 CHERRY HILL TRL, HAMEL, MN 55340-9317
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05804644
Date	Feb 19, 2021
Instrument	T05804644

Lender

Name	HERITAGE BANK NA
Type	Bank
Address	WILLMAR, MN 56201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 30, 2019
Property Address	286 CHERRY HILL TRL, HAMEL, MN 55340-9317
Document Number	0005640954
Instrument Date	Aug 28, 2019
Instrument	5640954
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	EXECUTIVE TITLE SERVICES INC, EXECUTIVE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	450 WOODHILL RD WAYZATA MN 553919390, WAYZATA, MN 55391-9390

Mortgage

Document Number	5640955
Date	Aug 30, 2019
Instrument	5640955

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	286 CHERRY HILL TRL, HAMEL, MN 55340-9317
Document Number	0005581379
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 24, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CHERRY HILL TRL MEDINA MN 553409317, MEDINA, MN 55340-9317

Mortgage

Document Number	0005581379
Date	Dec 10, 2018
Instrument	5581379

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Interest

Rate	4.87%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 20, 2017
Property Address	286 CHERRY HILL TRL, HAMEL, MN 55340-9317
Document Number	0005452198
Instrument Date	Jun 1, 2017
Instrument	5452198
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	HOME TITLE CORPORATION, HOME TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,196.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	286 CHERRY HILL TRL MEDINA MN 553409317, MEDINA, MN 55340-9317

Mortgage

Document Number	5452199
Date	Jun 20, 2017
Instrument	5452199

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 286 Cherry Hill Trl was $5,295, up 1.5% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Medina City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,295.00 (+1.5%)	$482,300 (-2.98%) Land $176,000 Building $306,300	$482,300 (-2.98%) Land $176,000 Building $306,300
2024	$5,217.00 (+11.81%)	$497,100 Land $196,900 Building $300,200	$497,100 Land $196,900 Building $300,200
2023	$4,666.00 Homeowner's exemption
2022		$444,000 Land $141,000 Building $303,000	$444,000 Land $141,000 Building $303,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Cherry Hill Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Cherry Hill Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Medina serves 4,205 people · EPA ID MN1270023
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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