286 Cedar Hills Rd, Yankton, SD 57078 Property Records

Yankton County property record for 286 Cedar Hills Rd, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,105 sqft · built 2003
Lot Size	11.1 acres (486,565 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,055 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.001.500.500`

Property Details

APN / Parcel Number

Primary APN	`13.001.500.500`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
Basement Area	2,361 sqft
Finished Basement	2,361 sqft
Unfinished Basement	2,361 sqft
Flooring	Laminate Plank

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	486,565 sqft (11.1 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	286 CEDAR HILLS RD
City	YANKTON
State	SD
Zip	57078-6711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 5 DEER RUN S/D W2 SE4 & E2 SW4
Legal Range	57
Legal Township	93
Legal Section	01
Legal Subdivision	RUN SUBDIVISION
Legal Tract	A
Legal Block	5
Legal Lot Number	3,4
Jurisdiction	YANKTON SD
Township / Civil Division	WEST YANKTON
Census Block Group	2
Census Block	2058
Census Tract	966301

Owner

286 Cedar Hills Rd, a single family home, is owned by two individuals.

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 451, YANKTON, SD 57078-0451
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 27, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	286 CEDAR HILLS RD, YANKTON, SD 57078-6711
Transaction Type	Mortgage
Record Updated	Apr 13, 2022
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000564/82
Date	Mar 8, 2022
Book Page	564/82

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	286 CEDAR HILLS RD, YANKTON, SD 57078-6711
Transaction Type	Mortgage
Record Updated	Oct 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0000536578
Date	Sep 27, 2017
Book Page	536/578

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 286 Cedar Hills Rd was $6,055.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$545,000 Land $81,700 Building $463,300	$545,000 Land $81,700 Building $463,300
2025	$6,055.00
2023		$409,000 Land $54,500 Building $354,500
2022	$4,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Cedar Hills Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Cedar Hills Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 51% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
AT&T Fixed Wireless	100 / 20

Nearby Properties on Cedar Hills Rd

Nearby Streets

All Yankton, SD Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures