Flathead County property record for 286 Caroline Point Rd, Lakeside, MT 59922
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,093 sqft · built 2016 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Company Name on Record |
| Last Sale | $697,300 (Jan 2017) |
| Tax Bill | $24,196 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0754937 |
| Primary APN | R0754937 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 4,093 sqft Living Area |
| 1st Floor Area | 2,842 sqft |
| 2nd Floor Area | 1,251 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 260 ft deep x 100 ft wide |
| View / Lot | Waterfront / Beach |
| Garage Type | Mixed |
| Garage Area | 1,544 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 578 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000118600 |
|---|---|
| Street Address | 286 CAROLINE POINT RD |
| City | LAKESIDE |
| State | MT |
| Zip | 59922-9665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S06, T26 N, R20 W, TR 6AF IN LOT 4 |
| Legal Range | 20W |
| Legal Township | 26N |
| Legal Section | 06 |
| Legal Lot Number | 4 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1402 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4537 CARRIAGE HILL DR, SANTA BARBARA, CA 93110-2072 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit STIFEL BANK & TRUST |
| Apr 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Mar 18, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OPPORTUNITY BANK OF MT |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT |
| Feb 1, 2017 | Intrafamily Transfer, Transfer INSURED TITLES |
| Jan 31, 2017 | Warranty Deed, Transfer · Commercial Mortgage DUTTON STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on Record |
| Deed Sale | Jan 31, 2017 · Amount on Record |
| Deed Document Number | 20172344 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 286 CAROLINE POINT RD, LAKESIDE, MT 59922-9665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 202400005321 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 202400005321 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 15, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 286 CAROLINE POINT RD, LAKESIDE, MT 59922-9665 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202100012455 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 202100012455 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 286 CAROLINE POINT RD, LAKESIDE, MT 59922-9665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 201900004997 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 201900004997 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | BIG TIMBER, MT 59011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 286 CAROLINE POINT RD, LAKESIDE, MT 59922-9665 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201900004996 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 201900004996 |
| Name | OPPORTUNITY BANK OF MT |
|---|---|
| Type | Bank |
| Address | HELENA, MT 59604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 1, 2017 |
| Property Address | 286 CAROLINE POINT RD, LAKESIDE, MT 59922-9665 |
| Document Number | 201700002388 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 201700002388 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 7726 KESTREL LN, GOLETA, CA 93117-2480 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jan 31, 2017 |
| Property Address | 286 CAROLINE POINT RD, LAKESIDE, MT 59922-9665 |
| Document Number | 201700002344 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 201700002344 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7726 KESTREL LN, GOLETA, CA 93117-2480 |
| Document Number | 201700002345 |
|---|---|
| Date | Jan 31, 2017 |
| Instrument | 201700002345 |
| Name | DUTTON STATE BANK |
|---|---|
| Type | Bank |
| Address | DUTTON, MT 59433 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,196.00 (+46.77%) | $3,227,000 (+40.32%) | |
| 2025 | $3,227,000 (+40.32%) Land $1,200,000 Building $2,027,000 | ||
| 2023 | $16,486.00 | $2,299,700 | $2,299,700 Land $1,050,000 Building $1,249,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WATER SYSTEM serves 1,225 people · EPA ID MT0000266 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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