Lancaster County property record for 286 Carlton Ln, Lancaster, VA 22503
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,276 sqft · built 1983 |
| Lot Size | 1.6 acres (70,044 sqft) |
| Owner | Individual Name on File |
| Last Sale | $38,000 (Mar 2022) |
| Tax Bill | $16 (2025) |
| Deeds & Mortgages | Jul 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 25 61G |
| Primary APN | 25 61G |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 5,287 sqft |
| 1st Floor Area | 3,428 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 70,044 sqft (1.6 acres) |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 315 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 6359 |
|---|---|
| Street Address | 286 CARLTON LN |
| City | LANCASTER |
| State | VA |
| Zip | 22503-3910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | WHITE HALL 1.608 AC LR11/507 |
| Legal Subdivision | WHITE HALL |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 30100 |
286 Carlton Ln is owned and occupied by an individual who bought it in March 2022.
Source: Lancaster County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 CARLTON LN, LANCASTER, VA 22503-3910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2022 · Amount on File |
| Deed Sale | Mar 30, 2022 · Amount on File |
| Prior Sale | Mar 11, 2011 · Amount on File |
| Deed Document Number | 2022859 |
| Prior Transfer Date | Mar 17, 2022 |
| Prior Transfer Doc | 0000000859 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 286 CARLTON LN, LANCASTER, VA 22503-3910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200001511 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 200001511 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 286 Carlton Ln was $16.
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16.00 | $298,100 Land $14,700 Building $283,400 | $298,100 Land $14,700 Building $283,400 |
| 2023 | $1,048.00 | $166,500 Land $14,700 Building $151,800 | $166,500 Land $14,700 Building $151,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Carlton Ln in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 28 (1998–2018) |
| Claims Outside the SFHA | 4 of 28 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Carlton Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
4G LTE (outdoors only), no 5G reported
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