286 Bradford Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 286 Bradford Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,200 sqft · built 1948
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Oct 2011)
Tax Bill	$2,773 (2026)
Deeds & Mortgages	Sep 2025 Refinance Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094200 191.-3-36`

Property Details

APN / Parcel Number

Primary APN	`094200 191.-3-36`
Alternative APN	`420019100000030360000000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	768 sqft
2nd Floor Area	432 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1953
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	138 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	286 BRADFORD RD
City	PLATTSBURGH
State	NY
Zip	12901-7325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	75 PAT POP
Legal Block	3
Legal Lot Number	36.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1022
Census Tract	100700

Owner

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 BRADFORD RD, PLATTSBURGH, NY 12901-7325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance PLATTSBURGH CITY SCHOOL DISTRICT FCU
Aug 24, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2011 · Amount on Record
Deed Sale	Oct 7, 2011 · Amount on Record
Deed Book / Page	20112 / 43290
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	286 BRADFORD RD, PLATTSBURGH, NY 12901-7325
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000346569
Date	Sep 30, 2025
Instrument	2025-00346569

Lender

Name	PLATTSBURGH CITY SCHOOL DISTRICT FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	286 BRADFORD RD, PLATTSBURGH, NY 12901-7325
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326722
Date	Aug 24, 2022
Instrument	20220-00326722

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	286 BRADFORD RD, PLATTSBURGH, NY 12901-7325
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000315312
Date	Apr 19, 2021
Instrument	20210-00315312

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Beekmantown Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,773.00 (+258.27%) Homeowner's exemption
2025	$774.00	$125,900 (+25.9%) Land $40,000 Building $85,900	$133,100 (+13.18%) Land $42,288 Building $90,812
2023		$100,000 Land $27,800 Building $72,200	$117,600 Land $32,693 Building $84,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

May also be available: Westelcom Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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