Whitley County property record for 286 Bowlin Rd, Williamsburg, KY 40769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1958 |
| Square Footage | 1,200 sqft Living Area |
| Lot Size | 188,702 sqft (4.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $249,000 (2022) |
| Tax Bill | $1,952.00 (2025) |
| Primary APN | 130-00-00-008.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,200 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Other Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 188,702 sqft (4.33 acres) |
| Driveway | Driveway Asphalt |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 192 sqft Porch |
| Heating Fuel | Coal Heating Fuel |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 286 BOWLIN RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-7434 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1 ST FRM HS & 4.332 AC @ EMLYN |
| Jurisdiction | WHITLEY KY |
| Minor Civil Division | SAXTON |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 920700 |
Source: Whitley County records · APN 130-00-00-008.00
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST OPTION MORTGAGE LLC |
| May 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Apr 09, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Prior Sale | Apr 09, 2021 · Amount on Record |
| Deed Doc Number | 2022279667 |
| Deed Book / Page | 567 / 909 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Apr 22, 2022 |
| Property Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
| Document Number | 00D567/909 |
| Book / Page | D567 / 909 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 279667 |
| Transaction Type | Transfer |
| Record Updated | May 04, 2022 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 BOWLIN RD, 286, WILLIAMSBURG, KY 40769-7434 |
| Name | Verified Name |
|---|---|
| Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
| Document Number | 0000279668 |
|---|---|
| Date | Apr 22, 2022 |
| Instrument | 279668 |
| Name | FIRST OPTION MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000629/277 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 629/277 |
| Instrument | 230921 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jun 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | 10-Year TN |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | Apr 09, 2021 |
| Property Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
| Document Number | 00D561/157 |
| Book / Page | D561 / 157 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 272121 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 BOWLIN RD, 286, WILLIAMSBURG, KY 40769-7434 |
| Name | Verified Name |
|---|---|
| Address | 286 BOWLIN RD, WILLIAMSBURG, KY 40769-7434 |
Source: Whitley County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,952.00 (+5.12%) | $249,000 (-) | $249,000 (-) |
| 2023 | $1,857.00 | $249,000 | $249,000 |
Source: FEMA National Flood Hazard Layer, Whitley County (21235C), updated May 17, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 62% of the US · above 80% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 403 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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