286 Bluenose Ln, Hampstead, NC 28443 Property Records

Pender County property record for 286 Bluenose Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,241 sqft · built 2021
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$106,000 (Jun 2021)
Tax Bill	$3,926 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3292-25-4896-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-25-4896-0000`
Alternative APN	`000041649`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,241 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	300 ft deep x 290 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000041649
Street Address	286 BLUENOSE LN
City	HAMPSTEAD
State	NC
Zip	28443-0499
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 292 PB 65/124 SALTERS HAVEN AT LEA MARINA
Legal Subdivision	PHASE 2
Legal Lot Number	292
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2012
Census Tract	920202

Owner

286 Bluenose Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Pender County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	286 BLUENOSE LN, HAMPSTEAD, NC 28443-0499
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · VA Mortgage TRIDENT HOME LOANS LLC
Jun 2, 2021	Warranty Deed, Construction Loan · Construction Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Deed Document Number	202120084689
Deed Book / Page	4754 / 585
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	286 BLUENOSE LN, HAMPSTEAD, NC 28443-0499
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047772604
Date	Jan 26, 2022
Book Page	4777/2604

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company
Address	PENSACOLA, FL 32504

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jun 2, 2021
Property Address	286 BLUENOSE LN, HAMPSTEAD, NC 28443-0499
Document Number	0047540585
Book / Page	4754 / 585
Map Reference	MB 65 PG 124-128
Instrument Date	May 13, 2021
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$212.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREGORY RD # NE1, NE1, BELVILLE, NC 28451-9275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SHELL RD # B, B, SURF CITY, NC 28445-6022

Mortgage

Document Number	0004754587
Date	Jun 2, 2021
Instrument	4754/587

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

The 2025 property tax bill for 286 Bluenose Ln was $3,926.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,926.00	$647,656 Land $228,593 Building $419,063	$647,656 Land $228,593 Building $419,063
2023		$118,580 (-) Land $118,580	$118,580 (-) Land $118,580
2022	$987.00	$118,580 Land $118,580	$118,580 Land $118,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 286 Bluenose Ln in Zone X, an area of minimal flood risk, though there have been 69 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Bluenose Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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