Collin County property record for 286 Big Bear Dr, Melissa, TX 75454
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,411 sqft · built 2006 |
| Owner | Individual Name on Record |
| Tax Bill | $5,496 (2024) |
| Deeds & Mortgages | Dec 2023 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-8153-00H-0070-1 |
| Primary APN | R-8153-00H-0070-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,411 sqft Living Area |
| Gross Area | 1,820 sqft |
| 1st Floor Area | 1,411 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 409 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2519452 |
|---|---|
| Street Address | 286 BIG BEAR DR |
| City | MELISSA |
| State | TX |
| Zip | 75454-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTERS RIDGE PHASE 2 (CML), BLK H, LOT 7 |
| Legal Subdivision | HUNTERS RIDGE PHASE 2 (CML) |
| Legal Phase | 2 |
| Legal Block | H |
| Legal Lot Number | 7 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | ANNA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30206 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1205 WHITE MOUND CEMETERY RD, SHERMAN, TX 75090-5277 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF TOM BEAN |
| Feb 5, 2026 | Deed of Trust, Mortgage · Commercial Mortgage TEXAS BANK |
| Jan 9, 2024 | Vendor's Lien, Transfer THE FIRST NATIONAL BANK & TRUST CO |
| Oct 20, 2023 | Vendor's Lien, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF TOM BEAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2024 |
| Deed Sale | Jan 9, 2024 |
| Prior Sale | Oct 20, 2023 |
| Deed Document Number | 2024000002909 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 286 BIG BEAR DR, MELISSA, TX 75454-2141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1205 WHITE MOUND CEMETERY RD, SHERMAN, TX 75090-5277 |
| Document Number | 2023000143014 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023000143014 |
| Name | THE FIRST NATIONAL BANK OF TOM BEAN |
|---|---|
| Type | Bank |
| Address | TOM BEAN, TX 75489 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.75% |
| Type Change Date | Jun 15, 2025 |
| Change Frequency | Annually |
| Max Rate At Change | 8.5% |
| Index | Prime Rate |
| Margin | 2 |
| Max Rate | 16% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 286 BIG BEAR DR, MELISSA, TX 75454-2141 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1205 WHITE MOUND CEMETERY RD, SHERMAN, TX 75090-5277 |
| Document Number | 2026000014733 |
|---|---|
| Date | Feb 5, 2026 |
| Instrument | 2026000014733 |
| Name | TEXAS BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, TX 75653 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Jan 9, 2024 |
| Property Address | 286 BIG BEAR DR, MELISSA, TX 75454-2141 |
| Document Number | 2024000002909 |
| Map Reference | VOL O PG 412 |
| Instrument Date | Jan 8, 2024 |
| Instrument | 2024000002909 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 295, TOM BEAN, TX 75489-0295 |
| Name | Verified Name |
|---|---|
| Address | 286 BIG BEAR DR, MELISSA, TX 75454-2141 |
| Date | Jan 9, 2024 |
|---|
| Name | THE FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Oct 20, 2023 |
| Property Address | 286 BIG BEAR DR, MELISSA, TX 75454-2141 |
| Document Number | 2023000121465 |
| Map Reference | VOL O PG 412 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 2023000121465 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 286 BIG BEAR DR, MELISSA, TX 75454-2141 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 295, TOM BEAN, TX 75489-0295 |
| Document Number | 2023000121466 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 2023000121466 |
| Name | THE FIRST NATIONAL BANK OF TOM BEAN |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2053 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Melissa City |
| Unified School District | Melissa Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $285,050 (-3.79%) Land $90,000 Building $195,050 | $285,050 (-3.79%) Land $90,000 Building $195,050 | |
| 2024 | $5,496.00 (+38.19%) | ||
| 2023 | $296,269 Land $90,000 Building $206,269 | $296,269 Land $90,000 Building $206,269 | |
| 2022 | $3,977.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELISSA serves 26,234 people · EPA ID TX0430040 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures