286 Bethlehem Rd, Waco, KY 40385 Property Records

Madison County property record for 286 Bethlehem Rd, Waco, KY 40385

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	32 acres (1,393,920 sqft)
Owner	Individual Name on File
Last Sale	$157,000 (Mar 2021)
Tax Bill	$3,852 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0112-0000-0002-AA`

Property Details

APN / Parcel Number

Primary APN	`0112-0000-0002-AA`
Alternative APNs	`121711` `84696` `51207`

Exterior

Lot Area	1,393,920 sqft (32 acres)

Location & Zoning

Account Number	51207
Street Address	286 BETHLEHEM RD
City	WACO
State	KY
Zip	40385-9556
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	TRACT 1-B (32 ACRES)
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2012
Census Tract	11103

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	286 BETHLEHEM RD, WACO, KY 40385-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS BANK
Mar 8, 2021	Deed, Transfer · Line of Credit CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Deed Document Number	2014030975
Deed Book / Page	D802 / 140
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	286 BETHLEHEM RD, WACO, KY 40385-9556
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 BROWN ST, BEREA, KY 40403-1161

Mortgage

Document Number	0M2177/442
Date	Jul 21, 2022
Book Page	M2177/442
Instrument	2014102447

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	10 Years

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Mar 8, 2021
Property Address	286 BETHLEHEM RD, WACO, KY 40385-9556
Document Number	00D802/140
Book / Page	D802 / 140
Map Reference	CAB 29 SL 242
Instrument Date	Mar 1, 2021
Instrument	2014030975
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 DREYFUS RD, BEREA, KY 40403-9695

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2953 GRAVEL LICK BRANCH RD, BEREA, KY 40403-8229

Mortgage

Document Number	2014030976
Date	Mar 8, 2021
Instrument	2014030976

Lender

Name	CENTRAL KENTUCKY AG CREDIT ASSN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Mar 5, 2045

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,852.00 (-2.78%) Additional exemption filed	$408,500 (-)	$408,500 (-)
2023	$3,962.00	$408,500	$408,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 74% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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