286 Bater Rd, Coldwater, MI 49036 Property Records

Branch County property record for 286 Bater Rd, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,526 sqft
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$129,900 (Jan 2022)
Tax Bill$1,541 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Mar 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN060-026-300-090-00

Property Details

APN / Parcel Number

Primary APN060-026-300-090-00

Interior

Full Baths1 Bath
Building Area1,526 sqft Building Perimeter
1st Floor Area1,142 sqft
Basement Area1,142 sqft
Unfinished Basement1,142 sqft

Exterior

Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address286 BATER RD
CityCOLDWATER
StateMI
Zip49036-9393
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM 1010.5 FT E OF SW COR TH E 105 FT TH N TO CEN OF BR OF CREEK FLOWING INTO CARY LAKE TH WLY ALG SD CRK TO PT 192 FT N FR
Legal Range07W
Legal Township06S
Legal Section26
JurisdictionBRANCH MI
Township / Civil DivisionBATAVIA
Census Block Group3
Census Block3040
Census Tract950300

Owner

286 Bater Rd is owned and occupied by an individual who bought it in January 2022.

Source: Branch County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address286 BATER RD, COLDWATER, MI 49036-9393
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2022Warranty Deed, Transfer · Conventional Mortgage
OAK MORTGAGE LLC
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 18, 2019Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 11, 2017Land Contract, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2022 · Amount on File
Deed SaleJan 7, 2022 · Amount on File
Deed Document Number2022147
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateJan 7, 2022
Property Address286 BATER RD, COLDWATER, MI 49036-9393
Document Number0202200147
Instrument DateOct 30, 2021
Instrument2022-00147
Transaction TypeTransfer
Record UpdatedJan 26, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address286 BATER RD, 286, COLDWATER, MI 49036-9393

Transferred To (Grantee/Buyer)

NameVerified Name
Address30 VICTORIA DR, COLDWATER, MI 49036-1060

Mortgage

Document Number0202200148
DateJan 7, 2022
Instrument2022-00148
Lender
NameOAK MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address286 BATER RD, COLDWATER, MI 49036-9393
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202001763
DateMar 30, 2020
Instrument2020-01763
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10006
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueNov 1, 2049

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateOct 18, 2019
Property Address286 BATER RD, COLDWATER, MI 49036-9393
Document Number201906758
Instrument DateSep 23, 2019
Instrument2019-06758
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyTITLE 365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address11 W GARFIELD AVE, 11, COLDWATER, MI 49036-9712

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address286 BATER RD, COLDWATER, MI 49036-9393

Mortgage

Document Number201906759
DateOct 18, 2019
Instrument2019-06759
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2049

January 2017: Land Contract, Transfer

Document TypeLand Contract
JurisdictionBRANCH MI
Recording DateJan 11, 2017
Property Address286 BATER RD, COLDWATER, MI 49036-9393
Document Number201700215
Instrument DateJan 9, 2017
Instrument2017-00215
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address11 W GARFIELD AVE LOT 12, 11, COLDWATER, MI 49036-9706

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 BATER RD, COLDWATER, MI 49036-9393

Tax Assessment & Valuation

The 2025 property tax bill for 286 Bater Rd was $1,541, up 2.7% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
County SubdivisionBatavia Township
Unified School DistrictBronson Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,670 (-1.53%)$127,340 (-1.53%)
2025$1,541.00 (+2.73%)$64,659$129,318
2024$1,500.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 286 Bater Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 286 Bater Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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