286 Alluvium Dr, Laurel, MD 20724 Property Records

Anne Arundel County property record for 286 Alluvium Dr, Laurel, MD 20724

Property Summary

Property Type	Townhouse
Details	3 ba · 2,452 sqft · built 2024
Lot Size	0.039 acres (1,716 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Sep 2025)
Tax Bill	$5,775 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-920-90254250`

Property Details

APN / Parcel Number

Primary APN	`04-920-90254250`
Alternative APN	`92090254250`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,452 sqft Living Area
Gross Area	2,812 sqft
1st Floor Area	584 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Roof Material	Composition Shingle
Lot Area	1,716 sqft (0.039 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	92090254250
Street Address	286 ALLUVIUM DR
City	LAUREL
State	MD
Zip	20724-1338
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R15
Legal Description	LOT 2-25 WATERSHED PHASE 2
Legal Subdivision	WATERSHED PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1027
Census Tract	751500

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	286 ALLUVIUM DR, LAUREL, MD 20724-1338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed, Transfer · Conventional Mortgage NFM LENDING
Feb 27, 2024	Deed, Transfer FENTON TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Feb 27, 2024 · Amount on Record
Deed Book / Page	41631 / 303
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 10, 2025
Property Address	286 ALLUVIUM DR, LAUREL, MD 20724-1338
Document Number	0416310303
Book / Page	41631 / 303
Map Reference	MB 376PG10-14PL19336
Instrument Date	Jul 15, 2025
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 ALLUVIUM DR, LAUREL, MD 20724-1338

Mortgage

Document Number	0041631309
Date	Sep 10, 2025
Instrument	41631/309

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 27, 2024
Property Address	286 ALLUVIUM DR, LAUREL, MD 20724-1338
Document Number	0402620472
Book / Page	40262 / 472
Map Reference	MB 376PG10-14PL19336
Instrument Date	Feb 27, 2024
Transaction Type	Transfer
Record Updated	Mar 12, 2024
Title Company	FENTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,602.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	286 ALLUVIUM DR, LAUREL, MD 20724-1338

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,233 (+6.49%)	$582,500 (+19.46%) Land $200,000 Building $382,500
2025	$5,775.00 (+931.25%)	$487,600 (+849.88%) Land $180,000 Building $307,600	$487,600 (+673.97%) Land $180,000 Building $307,600
2023	$560.00	$51,333	$63,000 Land $63,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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