Volusia County property record for 286 Adelaide St, Debary, FL 32713
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,364 sqft · built 1995 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (May 2018) |
| Tax Bill | $4,590 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8026-08-04-0260 |
| Primary APN | 8026-08-04-0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| 1st Floor Area | 2,364 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Dimensions | 220 ft deep x 100 ft wide |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Patio Area | 372 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 5199738.0 |
|---|---|
| Old Parcel Number | 30182608040260 |
| Street Address | 286 ADELAIDE ST |
| City | DEBARY |
| State | FL |
| Zip | 32713-2607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 26 BLK D SWALLOWS EAST MB 43 PGS 108-110 INC PER OR 4536 PG 0400 PER OR 5311 PG 1926 PER OR 7210 PG 3621 PER OR 7539 PG |
| Legal Range | 30E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | SWALLOWS |
| Legal Tract | 8 |
| Legal Block | D |
| Legal Lot Number | 26 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | DEBARY-ORANGE CITY |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 90905 |
286 Adelaide St is owned and occupied by two individuals who bought it in May 2018.
Source: Volusia County records, as of December 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 286 ADELAIDE ST, DEBARY, FL 32713-2607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| Jul 12, 2019 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING |
| May 1, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on File |
| Deed Sale | May 1, 2018 · Amount on File |
| Prior Sale | Mar 30, 2000 |
| Deed Document Number | 2018-087609 |
| Deed Book / Page | 7539 / 3219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 286 ADELAIDE ST, DEBARY, FL 32713-2607 |
| Document Number | 0078640033 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 ADELAIDE ST DEBARY FL 327132607, DEBARY, FL 32713-2607 |
| Document Number | 0078640033 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 007864/000033 |
| Instrument | 105781 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 286 ADELAIDE ST, DEBARY, FL 32713-2607 |
| Document Number | 0077232425 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 ADELAIDE ST DEBARY FL 327132607, DEBARY, FL 32713-2607 |
| Document Number | 0077232425 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 007723/002425 |
| Instrument | 143694 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | May 1, 2018 |
| Property Address | 286 ADELAIDE ST, DEBARY, FL 32713-2607 |
| Document Number | 0075393219 |
| Book / Page | 007539 / 003219 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 87609 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 ADELAIDE ST DEBARY FL 327132607, DEBARY, FL 32713-2607 |
| Document Number | 75393220 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 007539/003220 |
| Instrument | 87610 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 30, 2048 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | DeBary City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $315,024 | $391,621 Land $90,900 Building $300,721 | |
| 2024 | $4,590.00 (+5.13%) | ||
| 2023 | $4,366.00 (+2.06%) Homeowner's exemption | $297,230 (+3%) | $391,409 (+10.23%) Land $85,850 Building $305,559 |
| 2022 | $4,278.00 Homeowner's exemption | $288,573 | $355,079 Land $96,960 Building $258,119 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 286 Adelaide St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 units insured incl. 5 condo units |
| Nearby Flood Claims | 8 (2008–2024) |
| Claims Outside the SFHA | 4 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 286 Adelaide St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures