Rensselaer County and Troy City property record for 286 5th Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,532 sqft · built 1908 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,800 (Aug 2018) |
| Tax Bill | $5,867 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Sale |
| APN | 381700 90.23-7-13 |
| Primary APN | 381700 90.23-7-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| 1st Floor Area | 766 sqft |
| 2nd Floor Area | 766 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 120 ft deep x 37.4 ft wide |
| Porch | Slab |
| Porch Area | 230 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1503900 |
|---|---|
| Street Address | 286 5TH AVE |
| City | TROY |
| State | NY |
| Zip | 12182-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU2 |
| Legal Description | 2 STY FRM HSE 237-8/24 |
| Legal Block | 7 |
| Legal Lot Number | 13.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 40300 |
286 5th Ave is owned and occupied by an individual who bought it in August 2018.
Source: Rensselaer County and Troy City records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 5TH AVE, TROY, NY 12182-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2020 | Deed of Trust, Mortgage · FHA Mortgage PHH MTG SVCS |
| Aug 21, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2018 · Amount on File |
| Deed Sale | Aug 21, 2018 · Amount on File |
| Prior Sale | Sep 26, 2016 · Amount on File |
| Deed Document Number | 2018538382 |
| Deed Book / Page | 8599 / 291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 286 5TH AVE, TROY, NY 12182-3313 |
| Document Number | 0000570351 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 286 5TH AVE TROY NY 121823313, TROY, NY 12182-3313 |
| Document Number | 0000570351 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 009201/000216 |
| Instrument | 570351 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 25, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Aug 21, 2018 |
| Property Address | 286 5TH AVE, TROY, NY 12182-3313 |
| Document Number | 0085990291 |
| Book / Page | 008599 / 000291 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 286 5TH AVE TROY NY 121823313, TROY, NY 12182-3313 |
The 2026 property tax bill for 286 5th Ave was $5,867, down 24.7% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,867.00 (-24.74%) | ||
| 2025 | $7,796.00 | $110,000 Land $10,000 Building $100,000 | $188,400 Land $17,127 Building $171,273 |
| 2023 | $110,000 (-) Land $10,000 Building $100,000 | $157,100 (+8.54%) Land $14,282 Building $142,818 | |
| 2022 | $5,090.00 | $110,000 Land $10,000 Building $100,000 | $144,737 Land $13,158 Building $131,579 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 286 5th Ave; there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 286 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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