286 3rd St, Montara, CA 94037 Property Records

San Mateo County property record for 286 3rd St, Montara, CA 94037 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,090 sqft · built 1955
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Aug 2000)
Tax Bill	$13,073 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`036-016-220`

Property Details

APN / Parcel Number

Primary APN	`036-016-220`
Alternative APN	`036016130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	286 3RD ST
City	MONTARA
State	CA
Zip	94037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 2 3 BLOCK 12 FARALLONE CITY RESUB
Legal Subdivision	FARALLONE CITY RESUB
Legal Block	12
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5025
Census Tract	613600

Owner

Source: San Mateo County records · APN 036-016-220

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 371617, MONTARA, CA 94037-1617
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2000 · Amount on Record
Deed Sale	Aug 01, 2000 · Amount on Record
Deed Document Number	200093363
Last Transfer Date	Apr 23, 2004
Transfer Doc	0000088807
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	286 3RD ST, MONTARA, CA 94037
Document Number	0000086293
Instrument Date	Aug 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 06, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 271617 MONTARA CA 94037, MONTARA, CA 94037

Mortgage

Document Number	0000086293
Date	Oct 02, 2017
Instrument	86293

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$926,013 (+2%) Land $591,076 Building $334,937
2025	$13,073.00 (+10.01%)	$907,857 (+4.04%) Land $579,487 Building $328,370
2023	$11,884.00 (+1.56%)	$872,606 Land $556,986 Building $315,620	$841,680
2022	$11,702.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.