Rensselaer County and Troy City property record for 286 3rd Ave, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,772 sqft · built 1876 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Last Sale | $43,000 (Aug 2016) |
| Tax Bill | $3,793 (2025) |
| Deeds & Mortgages | Sep 2022 Refinance Nov 2020 Sale |
| APN | 381700 90.23-5-9 |
| Primary APN | 381700 90.23-5-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 886 sqft |
| 2nd Floor Area | 886 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 120 ft deep x 54 ft wide |
| Porch | Porch |
| Porch Area | 184 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1501380 |
|---|---|
| Street Address | 286 3RD AVE |
| City | TROY |
| State | NY |
| Zip | 12182-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TF |
| Legal Description | 2 STY BRK & FRM HSE 239-6-7/NPT 121-120 |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 40300 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 52 OBERLOOK AVE, WYNANTSKILL, NY 12198-8724 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SCHOOL SYSTEMS FCU |
| Nov 5, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 5, 2016 · Amount on Record |
| Deed Sale | Aug 5, 2016 · Amount on Record |
| Deed Book / Page | 7894 / 249 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 286 3RD AVE, TROY, NY 12182-3305 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0101780172 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 10178/172 |
| Instrument | 2022-616717 |
| Name | SCHOOL SYSTEMS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Nov 5, 2020 |
| Property Address | 286 3RD AVE, TROY, NY 12182-3305 |
| Document Number | 0000577483 |
| Book / Page | 009344 / 000334 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 577483 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 OBERLOOK AVE WYNANTSKILL NY 121988724, WYNANTSKILL, NY 12198-8724 |
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,793.00 | $83,000 (-) Land $8,800 Building $74,200 | $142,100 (+19.81%) Land $15,066 Building $127,034 |
| 2023 | $83,000 Land $8,800 Building $74,200 | $118,600 Land $12,574 Building $106,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
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