28599 Lakeside Dr, Lindstrom, MN 55045 Property Records

Chisago County property record for 28599 Lakeside Dr, Lindstrom, MN 55045

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,618 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Apr 2017)
Tax Bill	$7,136 (2026)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00482-15`

Property Details

APN / Parcel Number

Primary APN	`15-00482-15`
Alternative APNs	`3183647` `3377869` `3462623` `3993054`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,618 sqft Living Area
Gross Area	3,701 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Area	1,140 sqft
Pool Area	800 sqft
Deck Area	522 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3993054
Street Address	28599 LAKESIDE DR
City	LINDSTROM
State	MN
Zip	55045-4406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	SUBDIVISIONNAME LAKESIDE WOODLANDS PLAT 2 LOT 011 BLOCK 001 SUBDIVISIONCD 15431
Legal Range	020
Legal Township	033
Legal Section	09
Legal Subdivision	LAKESIDE WOODLANDS
Legal Block	1
Legal Lot Number	11
Jurisdiction	CHISAGO MN
Township / Civil Division	CHISAGO LAKE
Census Block Group	3
Census Block	3015
Census Tract	110503

Owner

28599 Lakeside Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Chisago County records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28599 LAKESIDE DR, LINDSTROM, MN 55045-4406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Sep 29, 2004 · Amount on File
Deed Document Number	2017598286
Record Updated	Oct 29, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHISAGO MN
Recording Date	Apr 28, 2017
Property Address	28599 LAKESIDE DR, LINDSTROM, MN 55045-4406
Document Number	000A598286
Instrument Date	Apr 28, 2017
Instrument	A598286
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	CASTERTON TITLE & CLOSING CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28599 LAKESIDE DR, LINDSTROM, MN 55045-4406

Mortgage

Document Number	000A598287
Date	Apr 28, 2017
Instrument	A598287

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 28599 Lakeside Dr was $7,136 with a homeowner's exemption, up 9.1% from the year before.

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
County Subdivision	Chisago Lake Township
Unified School District	Chisago Lakes School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,136.00 (+9.08%)
2025	$6,542.00 Homeowner's exemption
2024		$495,700 (-5.45%)	$497,500 (-5.11%)
2023	$6,396.00 (+2.27%) Homeowner's exemption	$524,300 (+6.85%) Land $71,000 Building $453,300	$524,300 (+6.85%) Land $71,000 Building $453,300
2022	$6,254.00 (+3.44%) Homeowner's exemption	$490,700 (+23.63%) Land $71,000 Building $419,700	$490,700 (+23.2%) Land $71,000 Building $419,700
2021	$6,046.00	$396,900	$398,300 Land $56,000 Building $342,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28599 Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28599 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lindstrom serves 4,938 people · EPA ID MN1130007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	1,250 / 60
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeside Dr

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