Monroe County property record for 2859 Steppig Rd, Columbia, IL 62236
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,348 sqft · built 1993 |
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,182 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-100-010-000 |
| Primary APN | 04-29-100-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,348 sqft Building Perimeter |
| 1st Floor Area | 816 sqft |
| Upper Floors Area | 532 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 250,470 sqft (5.75 acres) |
| Garage Area | 600 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,360 sqft |
| Porch | Slab |
| Porch Area | 324 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2859 STEPPIG RD |
|---|---|
| City | COLUMBIA |
| State | IL |
| Zip | 62236-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOT 7A SUR 411 |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 29 |
| Legal Subdivision | U S SURV 411 |
| Legal Lot Number | 7A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 21 |
| Census Block Group | 2 |
| Census Block | 2111 |
| Census Tract | 600102 |
2859 Steppig Rd is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2859 STEPPIG RD, COLUMBIA, IL 62236-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Nov 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GERMANTOWN TRUST & SAV BANK |
| Mar 3, 2017 | Deed, Transfer · Conventional Mortgage GERMANTOWN TRUST & SAV BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2859 STEPPIG RD, COLUMBIA, IL 62236-4103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000398910 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 398910 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2859 STEPPIG RD, COLUMBIA, IL 62236-4103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000393210 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 393210 |
| Name | GERMANTOWN TRUST & SAV BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 3, 2017 |
| Property Address | 2859 STEPPIG RD, COLUMBIA, IL 62236-4103 |
| Document Number | 0000388566 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 388566 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2859 STEPPIG RD, COLUMBIA, IL 62236-4103 |
| Document Number | 0000388567 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 388567 |
| Name | GERMANTOWN TRUST & SAV BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
The 2025 property tax bill for 2859 Steppig Rd was $5,182, down 3.9% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Columbia Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,182.00 (-3.95%) Homeowner's exemption | $99,360 Land $15,970 Building $83,390 | $298,080 Land $47,910 Building $250,170 |
| 2024 | $5,395.00 | ||
| 2022 | Additional exemption filed | $99,330 Land $15,970 Building $83,360 | $297,990 Land $47,910 Building $250,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2859 Steppig Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 20 (1993–2024) |
| Claims Outside the SFHA | 14 of 20 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2859 Steppig Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 30 / 3 |
May also be available: T-Mobile, Verizon, Wisper ISP.
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