2859 Smith Ln, Clearlake, CA 95422 Property Records

Lake County property record for 2859 Smith Ln, Clearlake, CA 95422 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1971
Lot Size	1.03 acres (44,866 sqft)
Owner	2 Trust Names on File
Tax Bill	$522 (2025)
Deeds & Mortgages	Dec 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-036-160-000`

Property Details

APN / Parcel Number

Primary APN	`010-036-160-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	880 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Construction Type	Wood
Lot Area	44,866 sqft (1.03 acres)
Garage Area	440 sqft

Location & Zoning

Street Address	2859 SMITH LN
City	CLEARLAKE
State	CA
Zip	95422-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2018
Census Tract	703

Owner

Source: Lake County records · APN 010-036-160-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2859 SMITH LN, CLEARLAKE, CA 95422-8727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Prior Sale	Jun 14, 2012
Last Transfer Date	Dec 28, 2017
Transfer Doc	0000017125
Record Updated	Jun 08, 2026

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Dec 28, 2017
Property Address	2859 SMITH LN, CLEARLAKE, CA 95422-8727
Document Number	0000017125
Instrument Date	Dec 12, 2017
Instrument	2017017125
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2859 SMITH LN, CLEARLAKE, CA 95422-8727

Mortgage

Document Number	0000017126
Date	Dec 28, 2017
Instrument	2017017126

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.13%
Type Change Date	Jan 01, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$522.00 (+3.37%)	$31,334 (+4.03%) Land $9,207 Building $22,127
2023	$505.00 (+5.43%)	$30,119 Land $8,850 Building $21,269
2022	$479.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (06033C), updated October 9, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060330007032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Dec 2014, rainfall accumulation

Wildfire

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	About 1 in 111 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
101Netlink	Fixed Wireless	100 / 20

May also be available at this address: Mediacom Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.