2859 Parkfield Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2859 Parkfield Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,289 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Feb 2025)
Tax Bill	$6,653 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-26-31-0215-0001-0920`

Property Details

APN / Parcel Number

Primary APN	`19-26-31-0215-0001-0920`
Alternative APN	`263119021500010920`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,289 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	1,099 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2859 PARKFIELD RD
City	SAINT CLOUD
State	FL
Zip	34772-9063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HICKORY GROVE PH 2 PB 28 PGS 50-52 LOT 92
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	HICKORY GROVE PH 2
Legal Phase	2
Legal Lot Number	92
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43304

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2859 PARKFIELD RD, SAINT CLOUD, FL 34772-9063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2025	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 1, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 1, 2021	Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2025 · Amount on Record
Deed Sale	Feb 12, 2025 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	202518127
Deed Book / Page	6738 / 2805
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	0064171039
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 12, 2025
Property Address	2859 PARKFIELD RD, SAINT CLOUD, FL 34772-9063
Document Number	0067382805
Book / Page	6738 / 2805
Map Reference	MB 28 PG 50-52
Instrument Date	Feb 6, 2025
Instrument	2025018127
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4856 TERRA SOLE PL, SAINT CLOUD, FL 34771-8802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 PARKFIELD RD, SAINT CLOUD, FL 34772-9063

Mortgage

Document Number	2025018128
Date	Feb 12, 2025
Instrument	2025018128

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Jun 1, 2023
Property Address	2859 PARKFIELD RD, SAINT CLOUD, FL 34772-9063
Document Number	0064171039
Book / Page	6417 / 1039
Map Reference	MB 28 PG 50-52
Instrument Date	Jun 1, 2023
Instrument	2023070483
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3548 VEGA CREEK DR, SAINT CLOUD, FL 34772-8380

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3548 VEGA CREEK DR, SAINT CLOUD, FL 34772-8380

February 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 1, 2021
Property Address	2859 PARKFIELD RD, SAINT CLOUD, FL 34772-9063
Document Number	0058810843
Book / Page	5881 / 843
Map Reference	MB 28 PG 50-52
Instrument Date	Jan 28, 2021
Instrument	2021013901
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4900 N SCOTTSDALE RD STE 2000, 2000, SCOTTSDALE, AZ 85251-7656

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 PARKFIELD RD, SAINT CLOUD, FL 34772-9063

Mortgage

Document Number	0005881845
Date	Feb 1, 2021
Instrument	5881/845

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,653.00 (-0.45%)	$371,500 (-5.64%) Land $75,000 Building $296,500	$371,500 (-5.64%) Land $75,000 Building $296,500
2024	$6,683.00 (+4.8%)
2023	$6,377.00 (+15.65%)	$393,700 (+28.74%) Land $70,000 Building $323,700	$393,700 (+28.74%) Land $70,000 Building $323,700
2022	$5,514.00	$305,800 Land $55,000 Building $250,800	$305,800 Land $55,000 Building $250,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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