2859 Hilltop Rd, Concord, CA 94520 Property Records

Contra Costa County property record for 2859 Hilltop Rd, Concord, CA 94520

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,117 sqft · built 1953
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Jan 2021)
Tax Bill	$6,089 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2023 Construction Loan + 6 more
Flood Zone	Zone X (minimal risk)
APN	`110-141-006-4`

Property Details

APN / Parcel Number

Primary APN	`110-141-006-4`
Alternative APN	`110-141-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,117 sqft Living Area
1st Floor Area	1,117 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1973
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	279 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2859 HILLTOP RD
City	CONCORD
State	CA
Zip	94520-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	HILLCREST TERRACE #1 LOT 9
Legal Subdivision	HILLCREST TERRACE #1
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	327002

Owner

2859 Hilltop Rd is owned by an individual who acquired it in June 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1713 AURAILLA LN, CONCORD, CA 94521-2308
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage JOHN H WAITE
Feb 13, 2023	Deed of Trust, Mortgage · Construction Mortgage JOHN H WAITE
Aug 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 8, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 8, 2021	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Jan 4, 2021	Grant Deed, Transfer · Commercial Mortgage TRILION CAPITAL FUND LLC
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on File
Deed Sale	Jan 4, 2021 · Amount on File
Prior Sale	Dec 30, 2014 · Amount on File
Deed Document Number	2021611
Last Transfer Date	Jun 3, 2021
Transfer Doc	0000166692
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 AURAILLA LN, CONCORD, CA 94521-2308

Mortgage

Document Number	0000128512
Date	Dec 4, 2023
Instrument	2023-128512

Lender

Name	JOHN H WAITE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Transaction Type	Mortgage
Record Updated	Feb 22, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 AURAILLA LN, CONCORD, CA 94521-2308

Mortgage

Document Number	0000012314
Date	Feb 13, 2023
Instrument	2023-012314

Lender

Name	JOHN H WAITE
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE 365 CORACPOLIS PA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148662
Date	Aug 17, 2017
Instrument	2017-148662

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2021
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000166693
Map Reference	MB 45 PG 45
Instrument Date	Jun 3, 2021
Instrument	2021-166693
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 WESTWOOD CT, PITTSBURG, CA 94565-4363

Mortgage

Document Number	0000166694
Date	Jun 8, 2021
Instrument	2021-166694

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 8, 2021
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000166692
Map Reference	MB 45 PG 45
Instrument Date	Jun 3, 2021
Instrument	2021-166692
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 WESTWOOD CT, PITTSBURG, CA 94565-4363

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 4, 2021
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000000611
Map Reference	MB 45 PG 45
Instrument Date	Dec 29, 2020
Instrument	2021-000611
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2242 WESTWOOD CT, PITTSBURG, CA 94565-4363
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000612
Date	Jan 4, 2021
Instrument	2021-000612

Lender

Name	TRILION CAPITAL FUND LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000000613
Date	Jan 4, 2021
Instrument	2021-000613

Lender

Name	ELITE SOLUTIONS GROUP INC
Type	Non-Lending Institution
Address	REDWOOD CITY, CA 94065

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000213214
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 HILLTOP RD CONCORD CA 945205409, CONCORD, CA 94520-5409

Mortgage

Document Number	0000213214
Date	Nov 27, 2019
Instrument	213214

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 29, 2018
Property Address	2859 HILLTOP RD, CONCORD, CA 94520-5409
Document Number	0000138428
Instrument Date	Jan 31, 2018
Instrument	138428
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2859 HILLTOP RD CONCORD CA 945205409, CONCORD, CA 94520-5409

Tax Assessment & Valuation

The 2025 property tax bill for 2859 Hilltop Rd was $6,089.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$469,233 (+2%) Land $331,223 Building $138,010
2025	$6,089.00	$460,033 Land $324,729 Building $135,304
2023	$5,810.00 (+1.5%)	$442,170 Land $312,120 Building $130,050
2022	$5,724.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2859 Hilltop Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2859 Hilltop Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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