San Diego County property record for 2859 Columbia Dr, Oceanside, CA 92056 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 2,259 sqft · built 1988 |
| Lot Size | 0.23 acres (10,025 sqft) |
| Owner | Company Name on File |
| Last Sale | $177,000 (Apr 1995) |
| Tax Bill | $5,528 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 165-591-06-00 |
| Primary APN | 165-591-06-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,259 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 10,025 sqft (0.23 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2859 COLUMBIA DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-6345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 182 TR 010052 |
| Legal Subdivision | MIRA COSTA ESTATES |
| Legal Tract | 010052 |
| Legal Block | 1 |
| Legal Lot Number | 182 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 18516 |
Source: San Diego County records · APN 165-591-06-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2859 COLUMBIA DR, OCEANSIDE, CA 92056-6345 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 29, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 1995 · Amount on Record |
| Deed Sale | Apr 24, 1995 · Amount on Record |
| Prior Sale | Jul 09, 1987 · Amount on Record |
| Deed Document Number | 1995171793 |
| Last Transfer Date | Jun 10, 2008 |
| Transfer Doc | 0000325333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2859 COLUMBIA DR, OCEANSIDE, CA 92056-6345 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2859 COLUMBIA DR, OCEANSIDE, CA 92056-6345 |
| Document Number | 0000120998 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022-0120998 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Apr 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.12% |
| Index | Other |
| Max Rate | 8.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2859 COLUMBIA DR, OCEANSIDE, CA 92056-6345 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2859 COLUMBIA DR, OCEANSIDE, CA 92056-6345 |
| Document Number | 0000670072 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-0670072 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $506,974 (+2%) Land $79,564 Building $427,410 | |
| 2025 | $5,528.00 (+5.26%) Homeowner's exemption | $497,034 (+4.04%) Land $78,004 Building $419,030 |
| 2023 | $5,252.00 (+70.46%) Homeowner's exemption | $477,735 Land $74,976 Building $402,759 |
| 2022 | $3,081.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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