2859 Charles St, Fallston, MD 21047 Property Records

Harford County property record for 2859 Charles St, Fallston, MD 21047 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,564 sqft · built 2018
Lot Size	2.31 acres (100,624 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2019)
Tax Bill	$7,326 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Aug 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-105648`

Property Details

APN / Parcel Number

Primary APN	`04-105648`
Alternative APN	`105648`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,564 sqft Total Area
Basement Area	825 sqft
Finished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	100,624 sqft (2.31 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	60 sqft
Deck Area	312 sqft
Bath House	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	105648
Street Address	2859 CHARLES ST
City	FALLSTON
State	MD
Zip	21047-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 2.31 AC 2859 CHARLES STREET LD RIST PT 138/78
Legal Subdivision	REVISED FINAL PLAT LANDS OF RIS
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	3
Census Block	3008
Census Tract	304202

Owner

Source: Harford County records · APN 04-105648

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 06, 2017	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MTG BANKERS INC
Oct 04, 2019	Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
Nov 14, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 24, 2017	Loan Modification, Mortgage BRANCH BK&TR
Apr 12, 2017	Grant Deed, Transfer EAGLE PREMIER TITLE GROUP LLC, EAGLE PREMIER TITLE GRP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Nov 14, 2017 · Amount on Record
Deed Book / Page	13477 / 418
Prior Transfer Date	Nov 21, 2006
Prior Transfer Doc	0071310276
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126260146
Date	Dec 06, 2017
Book Page	12626/0146
Instrument	12626-0146

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 01, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Document Number	0142500480
Instrument Date	Aug 31, 2020
Transaction Type	Mortgage
Record Updated	Dec 01, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2859 CHARLES ST FALLSTON MD 210471341, FALLSTON, MD 21047-1341

Mortgage

Document Number	0142500480
Date	Nov 12, 2020
Book Page	014250/000480

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 04, 2019
Property Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Document Number	0134770418
Book / Page	13477 / 0418
Map Reference	LB JJR 124 FO 53
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	XPRESS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2859 CHARLES ST, FALLSTON, MD 21047-1341

Mortgage

Document Number	0013477424
Date	Oct 04, 2019
Instrument	13477/424

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

November 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 14, 2017
Property Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Document Number	0125950187
Book / Page	12595 / 0187
Map Reference	LB JJR124 FO53
Instrument Date	Oct 13, 2017
Instrument	12595-0187
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 03, 2021
Title Company	EAGLE PREMIER TITLE GROUP LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2859 CHARLES ST, FALLSTON, MD 21047-1341

Mortgage

Document Number	125950191
Date	Nov 14, 2017
Instrument	12595-0191

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 01, 2020

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Document Number	0123000015
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2859 CHARLES ST
Investor	Possibly a Property Investor

Mortgage

Document Number	0123000015
Date	Apr 12, 2017
Book Page	012300/000015

Lender

Name	BRANCH BK&TR
Type	Bank

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 12, 2017
Property Address	2859 CHARLES ST, FALLSTON, MD 21047-1341
Document Number	0123000006
Book / Page	012300 / 000006
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	EAGLE PREMIER TITLE GROUP LLC, EAGLE PREMIER TITLE GRP LLC

Transaction

Amount	Amount Recorded
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14333 JARRETTSVILLE PIKE PHOENIX MD 211311767, PHOENIX, MD 21131-1767

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$782,900 (+8.02%)	$841,000 (-) Land $123,500 Building $717,500
2025	$7,326.00 (+3.26%)	$724,800 (+10.47%)	$841,000 (+26.14%) Land $123,500 Building $717,500
2023		$656,100	$666,700 Land $123,500 Building $543,200
2022	$7,095.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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