28581 Anchorage Ln, Hayward, CA 94545 Property Records

Alameda County property record for 28581 Anchorage Ln, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,835 sqft · built 2010
Lot Size	0.054 acres (2,360 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Feb 2016)
Tax Bill	$11,525 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`456-99-59`

Property Details

APN / Parcel Number

Primary APN	`456-99-59`
Alternative APN	`456-0099-059-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,835 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,360 sqft (0.054 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	28581 ANCHORAGE LN
City	HAYWARD
State	CA
Zip	94545-4773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00106 BLK: TR: 7489
Legal Tract	7489
Legal Lot Number	106
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1016
Census Tract	437101

Owner

28581 Anchorage Ln is owned and occupied by two individuals who bought it in February 2016.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28581 ANCHORAGE LN, HAYWARD, CA 94545-4773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2016 · Amount on File
Deed Sale	Feb 19, 2016 · Amount on File
Prior Sale	Sep 24, 2010 · Amount on File
Deed Document Number	201641014
Prior Transfer Date	May 27, 2015
Prior Transfer Doc	0000164247
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28581 ANCHORAGE LN, HAYWARD, CA 94545-4773
Document Number	0000181280
Instrument Date	Aug 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	28581 ANCHORAGE LN HAYWARD CA 945454773, HAYWARD, CA 94545-4773

Mortgage

Document Number	0000181280
Date	Sep 12, 2019
Instrument	181280

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	28581 ANCHORAGE LN, HAYWARD, CA 94545-4773
Document Number	0000039517
Instrument Date	Feb 12, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	28581 ANCHORAGE LN HAYWARD CA 945454773, HAYWARD, CA 94545-4773

Mortgage

Document Number	0000039517
Date	Mar 4, 2019
Instrument	39517

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 28581 Anchorage Ln was $11,525.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,281 (+2%) Land $257,184 Building $600,097
2025	$11,525.00	$840,476 Land $252,143 Building $588,333
2023	$11,264.00	$807,844 Land $242,353 Building $565,491	$1,005,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28581 Anchorage Ln in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28581 Anchorage Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,400 / 1,400
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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