Frederick County property record for 2858 Toby Ln, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,890 sqft · built 2022 |
| Lot Size | 20.3 acres (885,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,900 (Jul 2021) |
| Tax Bill | $9,673 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-598776 |
| Primary APN | 01-598776 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,890 sqft Living Area |
| Gross Area | 5,706 sqft |
| 1st Floor Area | 2,724 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 885,575 sqft (20.3 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 598776 |
|---|---|
| Street Address | 2858 TOBY LN |
| City | FREDERICK |
| State | MD |
| Zip | 21703-1864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 SECTION 3 REMA 20.33 ACRES ADAMSTOWN VILLAGE |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 752303 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2858 TOBY LN, FREDERICK, MD 21703-1864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 22, 2022 | Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE |
| Jul 30, 2021 | Deed, Transfer · FHA Mortgage INTERCOASTAL MORTGAGE |
| Jan 28, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Apr 25, 2019 | Correction Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Deed Book / Page | 15140 / 207 |
| Prior Transfer Date | Jan 10, 2020 |
| Prior Transfer Doc | 0134910199 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2858 TOBY LN, FREDERICK, MD 21703-1864 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0158730438 |
|---|---|
| Date | Apr 22, 2022 |
| Book Page | 15873/438 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 30, 2021 |
| Property Address | 2858 TOBY LN, FREDERICK, MD 21703-1864 |
| Document Number | 0151400207 |
| Book / Page | 15140 / 207 |
| Map Reference | MB 83 FO 14 |
| Instrument Date | Jul 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,349.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5850 MARY LOU LN APT 210, 210, FREDERICK, MD 21703-2933 |
| Document Number | 0015140212 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 15140/212 |
| Name | INTERCOASTAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2022 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 28, 2020 |
| Property Address | 2858 TOBY LN, FREDERICK, MD 21703-1864 |
| Document Number | 0134910199 |
| Book / Page | 013491 / 000199 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 341304 BETHESDA MD 208271304, BETHESDA, MD 20827-1304 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 25, 2019 |
| Property Address | 2858 TOBY LN, FREDERICK, MD 21703-1864 |
| Document Number | 0129350154 |
| Book / Page | 012935 / 000154 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | PO BOX 341304 WEST BETHESDA MD 208271304, WEST BETHESDA, MD 20827-1304 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $848,867 (+12.01%) | $963,400 (+21.7%) Land $143,900 Building $819,500 | |
| 2024 | $9,673.00 (+7.85%) | ||
| 2023 | $8,969.00 | $757,833 | $791,600 Land $116,900 Building $674,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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