Merced County property record for 2858 Stilt Ln, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,276 sqft · built 2001 |
| Lot Size | 0.24 acres (10,436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $276,000 (Nov 2003) |
| Tax Bill | $4,585 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 084-243-016-000 |
| Primary APN | 084-243-016-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,276 sqft Living Area |
| Gross Area | 610 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 10,436 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 084-243-016 |
|---|---|
| Street Address | 2858 STILT LN |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-9468 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | MDW - LNDS #1-8 LOT 276 |
| Legal Subdivision | MEADOWLANDS 98-01 PH 08 |
| Legal Lot Number | 276 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2306 |
2858 Stilt Ln is owned and occupied by an individual who acquired it in July 2019.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2858 STILT LN, LOS BANOS, CA 93635-9468 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELCOME HOME FUNDING LLC |
| Dec 18, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage AMRES CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2003 · Amount on File |
| Deed Sale | Nov 6, 2003 · Amount on File |
| Deed Document Number | 200372905 |
| Last Transfer Date | Jul 18, 2019 |
| Transfer Doc | 0000042656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2858 STILT LN, LOS BANOS, CA 93635-9468 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TRANSCOUNTY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000022138 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020022138 |
| Name | WELCOME HOME FUNDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ALAMEDA, CA 94502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 18, 2019 |
| Property Address | 2858 STILT LN, LOS BANOS, CA 93635-9468 |
| Document Number | 0000042656 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 42656 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | BOSTON NATIONAL TITLE, BOSTON NAT'L TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2858 STILT LN LOS BANOS CA 936359468, LOS BANOS, CA 93635-9468 |
| Document Number | 42657 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 42657 |
| Name | AMRES CORP |
|---|---|
| Address | FEASTERVILLE TREVOSE, PA 19053 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 17, 2034 |
The 2025 property tax bill for 2858 Stilt Ln was $4,585.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $400,244 (+2%) Land $79,754 Building $320,490 | |
| 2025 | $4,585.00 | $392,397 Land $78,191 Building $314,206 |
| 2023 | $4,371.00 (+1.67%) | $377,161 Land $75,155 Building $302,006 |
| 2022 | $4,299.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2858 Stilt Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2858 Stilt Ln is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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