2857 Tenaya Dr, Merced, CA 95340 Property Records

Merced County property record for 2857 Tenaya Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,166 sqft · built 1959
Lot Size	0.233 acres (10,126 sqft)
Owner	2 Individual Names on File
Last Sale	$94,500 (Oct 1997)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-181-006-000`

Property Details

APN / Parcel Number

Primary APN	`007-181-006-000`
Alternative APN	`007-181-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,166 sqft Living Area
Gross Area	2,565 sqft
1st Floor Area	2,166 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,126 sqft (0.233 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	23 sqft
Patio Area	23 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	007-181-006
Street Address	2857 TENAYA DR
City	MERCED
State	CA
Zip	95340-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	BEAR CR EST LOT 37
Legal Subdivision	BEAR CR ESTATE
Legal Lot Number	37
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3005
Census Tract	1200

Owner

2857 Tenaya Dr is owned and occupied by two individuals who bought it in October 1997.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2857 TENAYA DR, MERCED, CA 95340-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 1997 · Amount on File
Deed Sale	Oct 24, 1997 · Amount on File
Deed Document Number	199734694
Deed Book / Page	3648 / 206
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2857 TENAYA DR, MERCED, CA 95340-2418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2857 TENAYA DR, MERCED, CA 95340-2418

Mortgage

Document Number	0000035586
Date	Oct 2, 2020
Instrument	2020035586

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2857 TENAYA DR, MERCED, CA 95340-2418
Document Number	0000016674
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2857 TENAYA DR MERCED CA 953402418, MERCED, CA 95340-2418

Mortgage

Document Number	0000016674
Date	Jun 7, 2019
Instrument	16674

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 6, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 2857 Tenaya Dr was $2,678 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$252,453 (+2%) Land $56,991 Building $195,462
2025	$2,678.00 Homeowner's exemption	$247,504 Land $55,874 Building $191,630
2023	$2,494.00 (+1.42%) Homeowner's exemption	$237,895 Land $53,705 Building $184,190
2022	$2,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2857 Tenaya Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2857 Tenaya Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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