2857 Ruth Ct, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 2857 Ruth Ct, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,953 sqft · built 1981
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Company Names on Record
Last Sale	$323,000 (Dec 1993)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jul 2019 Mortgage
Flood Zone	Zone A (high risk)
APN	`116-061-011-000`

Property Details

APN / Parcel Number

Primary APN	`116-061-011-000`
Alternative APNs	`11606111100` `1160611110`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,953 sqft Living Area
1st Floor Area	3,953 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	24,829 sqft (0.57 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	898 sqft
Parking Spaces	4 Parking Spaces
Patio Area	3,953 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2857 RUTH CT
City	CAMERON PARK
State	CA
Zip	95682-9259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20K
Legal Description	L 36 ROYAL HGHLND 1
Legal Subdivision	ROYAL HGHLND 1
Legal Lot Number	36
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3002
Census Tract	30810

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2857 RUTH CT, CAMERON PARK, CA 95682-9259
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Intrafamily Transfer, Transfer
Jul 29, 2019	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 1993 · Amount on Record
Deed Sale	Dec 15, 1993 · Amount on Record
Deed Document Number	199375920
Deed Book / Page	4173 / 172
Last Transfer Date	Jul 21, 2003
Transfer Doc	0000076498
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jul 25, 2023
Property Address	2857 RUTH CT, CAMERON PARK, CA 95682-9259
Document Number	0000020545
Map Reference	MB E PG 14
Instrument Date	Jul 13, 2023
Instrument	2023-0020545
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2857 RUTH CT, CAMERON PARK, CA 95682-9259

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2857 RUTH CT, CAMERON PARK, CA 95682-9259
Document Number	0000034302
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2857 RUTH CT CAMERON PARK CA 956829259, CAMERON PARK, CA 95682-9259

Mortgage

Document Number	0000034302
Date	Aug 21, 2019
Instrument	34302

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$600,610 (+2%) Land $121,337 Building $479,273
2025	$6,345.00 (+2.27%) Homeowner's exemption	$588,834 (+4.04%) Land $118,958 Building $469,876
2024	$6,204.00 (+1.86%)
2023	$6,091.00 (+1.36%) Homeowner's exemption	$565,971 Land $114,340 Building $451,631
2022	$6,009.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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