Cook County property record for 2857 N Rutherford Ave, Chicago, IL 60634
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,548 sqft · built 1927 |
| Lot Size | 0.083 acres (3,625 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Mar 2017) |
| Tax Bill | $6,057 (2023) |
| Deeds & Mortgages | Aug 2022 Mortgage Jul 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-30-225-002 |
| Primary APN | 13-30-225-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,625 sqft (0.083 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2857 N RUTHERFORD AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60634-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Description | (FIRST) ADD TO (MONTCLARE)(GARDENS) SUB OF EX PT TAKE N FOR RR WH NE SEC 30-40-13 |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 30 |
| Legal Subdivision | FIRST ADD TO MONTCLARE GARDENS |
| Legal Lot Number | 113 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 180100 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2857 N RUTHERFORD AVE, CHICAGO, IL 60634-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Aug 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 1, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2017 · Amount on Record |
| Deed Sale | Mar 1, 2017 · Amount on Record |
| Prior Sale | Dec 4, 2014 · Amount on Record |
| Deed Document Number | 20176070 |
| Prior Transfer Date | Jan 24, 2005 |
| Prior Transfer Doc | 0000003037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2857 N RUTHERFORD AVE, CHICAGO, IL 60634-4842 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024339068 |
|---|---|
| Date | Aug 31, 2022 |
| Instrument | 2224339068 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate | 5.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2857 N RUTHERFORD AVE, CHICAGO, IL 60634-4842 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0020101360 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2120101360 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Nov 1, 2049 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2857 N RUTHERFORD AVE, CHICAGO, IL 60634-4842 |
| Document Number | 2026507557 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2857 N RUTHERFORD AVE CHICAGO IL 606344842, CHICAGO, IL 60634-4842 |
| Document Number | 2026507557 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 26507557 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2857 N RUTHERFORD AVE, CHICAGO, IL 60634-4842 |
| Document Number | 1924615016 |
| Instrument Date | Aug 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2857 N RUTHERFORD AVE CHICAGO IL 606344842, CHICAGO, IL 60634-4842 |
| Document Number | 1924615016 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 24615016 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Mar 1, 2017 |
| Property Address | 2857 N RUTHERFORD AVE, CHICAGO, IL 60634-4842 |
| Document Number | 1706006070 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 6006070 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2857 N RUTHERFORD AVE CHICAGO IL 606344842, CHICAGO, IL 60634-4842 |
| Document Number | 1706006071 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 6006071 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 28, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,001 (+18.73%) Land $11,238 Building $26,763 | $380,010 (+18.73%) Land $112,380 Building $267,630 | |
| 2023 | $6,057.00 (+2.98%) | ||
| 2022 | $5,882.00 Homeowner's exemption | $32,006 Land $9,069 Building $22,937 | $320,060 Land $90,690 Building $229,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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