2857 Cross St, Riverside, CA 92503 Property Records

Riverside County property record for 2857 Cross St, Riverside, CA 92503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,572 sqft · built 1942
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$433,000 (Sep 2019)
Tax Bill$8,277 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN138-412-004

Property Details

APN / Parcel Number

Primary APN138-412-004

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,572 sqft Living Area
Gross Area2,932 sqft
1st Floor Area2,572 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1950
Construction TypeWood
Roof MaterialWood Shingle
Lot Area16,988 sqft (0.39 acres)
Garage TypeDetached
Garage Area546 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2857 CROSS ST
CityRIVERSIDE
StateCA
Zip92503-6052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1065
Legal Description.39 ACRES NET IN LOT 4 MB 129/084 TR 8510-1
Legal SubdivisionTRACT NO 8510 1
Legal Tract8510-1
Legal Lot Number4
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group2
Census Block2001
Census Tract41403

Owner

Source: Riverside County records · APN 138-412-004

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11548 SPRINGWOOD CT, RIVERSIDE, CA 92505-5116
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Grant Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Sep 21, 2020Deed of Trust, Mortgage · VA Mortgage
PLAZA HOME MORTGAGE INC
Sep 19, 2019Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE
Nov 29, 2017Grant Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleNov 29, 2017 · Amount on Record
Deed Document Number2019369172
Record UpdatedJun 08, 2026

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateDec 17, 2021
Property Address2857 CROSS ST, RIVERSIDE, CA 92503-6052
Document Number0000744744
Map ReferenceMB 129 PG 84-86
Instrument DateNov 17, 2021
Instrument2021-0744744
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,386.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2857 CROSS ST, RIVERSIDE, CA 92503-6052

Mortgage

Document Number0000744745
DateDec 17, 2021
Instrument2021-0744745
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address2857 CROSS ST, RIVERSIDE, CA 92503-6052
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 CROSS ST, RIVERSIDE, CA 92503-6052

Mortgage

Document Number0000447093
DateSep 21, 2020
Instrument2020-0447093
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 19, 2019
Property Address2857 CROSS ST, RIVERSIDE, CA 92503-6052
Document Number0000369172
Map ReferenceMB 129 PG 84-86
Instrument DateAug 16, 2019
Instrument2019-0369172
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$952.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2857 CROSS ST, RIVERSIDE, CA 92503-6052

Mortgage

Document Number0000369173
DateSep 19, 2019
Instrument2019-0369173
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateNov 29, 2017
Property Address2857 CROSS ST, RIVERSIDE, CA 92503-6052
Document Number0000501024
Map ReferenceMB 129 PG 84-86
Instrument DateOct 27, 2017
Instrument2017-0501024
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIDELITY NATIONAL TITLE IE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$880.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2857 CROSS ST, RIVERSIDE, CA 92503-6052

Mortgage

Document Number0000501025
DateNov 29, 2017
Instrument2017-0501025
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictAlvord Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,277.00 (+4.88%)$668,560 (+4.04%) Land $84,896 Building $583,664
2023$7,892.00 (+6.42%)$642,600 Land $81,600 Building $561,000
2022$7,416.00
2021$553,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 296 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF RIVERSIDE
serves 302,776 people
Water SourceGroundwater influenced by surface water
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cross St

Nearby Streets

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