San Bernardino County property record for 28566 N Bay Rd, Lake Arrowhead, CA 92352
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,895 sqft · built 2005 |
| Lot Size | 0.415 acres (18,080 sqft) |
| Owner | Trust Name on File |
| Last Sale | $600,000 (May 2009) |
| Tax Bill | $9,735 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2022 Mortgage + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 0329-412-01-0000 |
| Primary APN | 0329-412-01-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,895 sqft Living Area |
| Gross Area | 4,603 sqft |
| 1st Floor Area | 2,562 sqft |
| 2nd Floor Area | 769 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Chalet/Alpine |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,080 sqft (0.415 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 91 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 28566 N BAY RD |
|---|---|
| City | LAKE ARROWHEAD |
| State | CA |
| Zip | 92352 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LARM |
| Legal Description | TRACT NO 7775 ARROWHEAD WOODS TRACT NO 111 LOT 43 |
| Legal Subdivision | ARROWHEAD WOODS |
| Legal Tract | 7775 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | LAKE ARROWHEAD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10905 |
28566 N Bay Rd is held in a trust since December 2017.
Source: San Bernardino County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 733, BLUE JAY, CA 92317-0733 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Commercial Mortgage GEORGE L CERECEDES AND ANGELICA L CERECE |
| Sep 30, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GEORGE D CERECEDES AND ANGELICA L CERECE |
| Apr 21, 2021 | Deed of Trust, Mortgage · Commercial Mortgage GEORGE DCERECEDES AND ANGELICA L CERECED |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 18, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2009 · Amount on File |
| Deed Sale | May 29, 2009 · Amount on File |
| Prior Sale | Aug 6, 2004 · Amount on File |
| Deed Document Number | 2009234702 |
| Last Transfer Date | Dec 14, 2017 |
| Transfer Doc | 0000535683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28566 N BAY RD, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | PO BOX 733, BLUE JAY, CA 92317-0733 |
| Document Number | 0000082886 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2026-0082886 |
| Name | GEORGE L CERECEDES AND ANGELICA L CERECE |
|---|---|
| Type | Private Party |
| Address | PO BOX 1735, BLUE JAY, CA 92317 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28566 N BAY RD, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 733, BLUE JAY, CA 92317-0733 |
| Document Number | 0000330094 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 2022-0330094 |
| Name | GEORGE D CERECEDES AND ANGELICA L CERECE |
|---|---|
| Type | Private Party |
| Address | PO BOX 1735, BLUE JAY, CA 92317 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28566 N BAY RD, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 28566 N BAY RD, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000184956 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-0184956 |
| Name | GEORGE DCERECEDES AND ANGELICA L CERECED |
|---|---|
| Type | Non-Lending Institution |
| Address | BLUE JAY, CA 92317 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 28566 N BAY RD, LAKE ARROWHEAD, CA 92352 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 733, BLUE JAY, CA 92317-0733 |
| Document Number | 0000086669 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021-0086669 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 18, 2017 |
| Property Address | 28566 N BAY RD, LAKE ARROWHEAD, CA 92352 |
| Document Number | 0000535683 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 535683 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 733 BLUE JAY CA 923170733, BLUE JAY, CA 92317-0733 |
The 2025 property tax bill for 28566 N Bay Rd was $9,735.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Rim of the World Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $875,813 (+2%) Land $94,572 Building $781,241 | |
| 2025 | $9,735.00 | $858,641 Land $92,718 Building $765,923 |
| 2023 | $9,120.00 (+2.09%) | $825,299 Land $89,118 Building $736,181 |
| 2022 | $8,933.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28566 N Bay Rd in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28566 N Bay Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 54% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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