28561 Monterey Ave, Durham, MO 63438 Property Records

Lewis County property record for 28561 Monterey Ave, Durham, MO 63438

Property Summary

Property Type	Mobile Home
Details	3 bd · 1 ba · 960 sqft · built 2022
Lot Size	3.06 acres (133,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,080 (Sep 2025)
Tax Bill	$840 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Sep 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-60-00523.00`

Property Details

APN / Parcel Number

Primary APN	`07-60-00523.00`
Alternative APN	`16-5-22-0-000-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	1,167 sqft
Unfinished Basement	1,167 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Carport
Garage Area	378 sqft
Carport	Carport
Carport Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	28561 MONTEREY AVE
City	DURHAM
State	MO
Zip	63438-1008
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0122-60-7 3.06A COMM AT SW COR N1/2 SE NW,E 331', N 403' W 331' S OF BEG
Legal Range	07W
Legal Township	60N
Legal Section	22
Jurisdiction	LEWIS MO
Township / Civil Division	HIGHLAND
Census Block Group	3
Census Block	3034
Census Tract	970300

Owner

Source: Lewis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28561 MONTEREY AVE, DURHAM, MO 63438-1008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit STATE BANK AND TRUST COMPANY
Sep 30, 2025	Warranty Deed, Transfer · Line of Credit STATE STREET BANK & TRUST CO
Oct 4, 2018	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Deed Document Number	20251128
Deed Book / Page	2025 / 1128
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS MO
Recording Date	Oct 8, 2026
Property Address	28561 MONTEREY AVE, DURHAM, MO 63438-1008
Document Number	0000001253
Book / Page	2026 / 1253
Instrument Date	Oct 1, 2026
Instrument	20261253
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28561 MONTEREY AVE, DURHAM, MO 63438-1008

Mortgage

Document Number	0000001253,
Date	Oct 8, 2026
Book Page	2026/1253
Instrument	20261253

Lender

Name	STATE BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 1, 2038

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS MO
Recording Date	Sep 30, 2025
Property Address	DURHAM, MO 63438
Document Number	02025/1128
Book / Page	2025 / 1128
Instrument Date	Sep 30, 2025
Instrument	202501128
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28561 MONTEREY AVE, DURHAM, MO 63438-1008

Mortgage

Document Number	0202501129
Date	Sep 30, 2025
Instrument	202501129

Lender

Name	STATE STREET BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Nov 1, 2030

October 2018: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LEWIS MO
Recording Date	Oct 4, 2018
Property Address	DURHAM, MO 63438
Document Number	02018/1067
Book / Page	2018 / 1067
Instrument Date	Sep 26, 2018
Instrument	201801067
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28561 MONTEREY AVE, DURHAM, MO 63438-1008

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lewis County
Unified School District	Lewis County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$840.00 (+90.48%)	$13,550 (+86.9%) Land $1,240 Building $12,310	$72,350 (+85.37%) Land $6,580 Building $65,770
2023		$7,250	$39,030
2022	$441.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWIS COUNTY PWSD 1 serves 1,700 people · EPA ID MO2024335
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mark Twain Communications Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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