2856 W 85th St, Chicago, IL 60652 Property Records

Cook County property record for 2856 W 85th St, Chicago, IL 60652

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 890 sqft · built 1951
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Sep 2009)
Tax Bill	$2,558 (2023)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-36-317-026`

Property Details

APN / Parcel Number

Primary APN	`19-36-317-026`
Alternative APN	`19-36-317-026-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	890 sqft Living Area
1st Floor Area	890 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1953
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2856 W 85TH ST
City	CHICAGO
State	IL
Zip	60652-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	CHAS I (CREEDS) SUB PART N25CHS EH & RESUB LTS 1,2 & PART LT 3 & VAC STREETS ADJ SAID LTS IN BEVERLY PARK SUB IN SW SEC 36-38
Legal Range	13E
Legal Township	38N
Legal Section	36
Legal Subdivision	CREEDS SUB
Legal Lot Number	1-3
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1018
Census Tract	700502

Owner

2856 W 85th St is owned and occupied by an individual who bought it in September 2009.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2856 W 85TH ST, CHICAGO, IL 60652-3818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2009 · Amount on File
Deed Sale	Sep 30, 2009 · Amount on File
Deed Document Number	200947062
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2856 W 85TH ST, CHICAGO, IL 60652-3818
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 W 85TH ST, CHICAGO, IL 60652-3818
Investor	Possibly a Property Investor

Mortgage

Document Number	0027920021
Date	Oct 6, 2025
Instrument	2527920021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Mar 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2856 W 85TH ST, CHICAGO, IL 60652-3818
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027934118
Date	Oct 6, 2021
Instrument	2127934118

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2856 W 85TH ST, CHICAGO, IL 60652-3818
Document Number	1725101125
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 W 85TH ST CHICAGO IL 606523818, CHICAGO, IL 60652-3818

Mortgage

Document Number	1725101125
Date	Sep 8, 2017
Instrument	25101125

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $2,880 Building $16,120	$190,000 Land $28,800 Building $161,200
2023	$2,558.00 (+4.24%)
2022	$2,454.00 (+0.86%) Homeowner's exemption Senior Citizen's exemption	$18,000 (-) Land $3,840 Building $14,160	$180,000 (-) Land $38,400 Building $141,600
2021	$2,433.00 Homeowner's exemption Senior Citizen's exemption	$18,000 Land $3,840 Building $14,160	$180,000 Land $38,400 Building $141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2856 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2856 W 85th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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