2856 Oakey Mountain Rd, Clarkesville, GA 30523 Property Records

Habersham County property record for 2856 Oakey Mountain Rd, Clarkesville, GA 30523

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,050 sqft · built 2022
Lot Size	18.3 acres (799,762 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,000 (Nov 2021)
Tax Bill	$2,708 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061 005`

Property Details

APN / Parcel Number

Primary APN	`061 005`
Alternative APNs	`682414` `388576`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Heated Area
Gross Area	1,680 sqft
1st Floor Area	700 sqft
Basement Area	1,798 sqft
Unfinished Basement	1,798 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Shingle
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	799,762 sqft (18.3 acres)
Lot Width	1,016 ft Width
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	388576
Street Address	2856 OAKEY MOUNTAIN RD
City	CLARKESVILLE
State	GA
Zip	30523-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	11-11 12 PB 29-166 1284-654
Jurisdiction	HABERSHAM GA
Township / Civil Division	CLARKESVILLE
Census Block Group	2
Census Block	2006
Census Tract	203

Owner

Source: Habersham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2856 OAKEY MOUNTAIN RD, CLARKESVILLE, GA 30523-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage RABUN COUNTY BANK
Nov 5, 2021	Warranty Deed, Transfer · Conventional Mortgage RABUN COUNTY BANK
Mar 26, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	20212881
Deed Book / Page	1284 / 654
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	2856 OAKEY MOUNTAIN RD, CLARKESVILLE, GA 30523-1257
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 OAKEY MOUNTAIN RD, CLARKESVILLE, GA 30523-1257

Mortgage

Document Number	0000001353/0000000821
Date	Dec 21, 2023
Book Page	0000001353/0000000821

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Nov 5, 2021
Property Address	2856 OAKEY MOUNTAIN RD, CLARKESVILLE, GA 30523-1257
Document Number	001284/654
Book / Page	1284 / 654
Instrument Date	Nov 5, 2021
Instrument	2021-002881
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3974 TALMADGE DR, CLARKESVILLE, GA 30523-4444

Mortgage

Document Number	0000001284/0000000656
Date	Nov 5, 2021
Book Page	0000001284/0000000656

Lender

Name	RABUN COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 26, 2021
Property Address	2856 OAKEY MOUNTAIN RD, CLARKESVILLE, GA 30523-1257
Document Number	001255/355
Book / Page	1255 / 355
Instrument Date	Mar 26, 2021
Instrument	2021-000715
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10810 N TATUM BLVD, PHOENIX, AZ 85028-6055
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,708.00	$181,987 (+99.73%) Land $73,256 Building $108,731	$454,968 (+99.73%) Land $183,141 Building $271,827
2023	Homeowner's exemption	$91,116 (+108.24%) Land $53,684 Building $37,432	$227,790 (+108.24%) Land $134,210 Building $93,580
2022	Homeowner's exemption	$43,756 Land $43,756	$109,390 Land $109,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 92% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEER TRAIL LAKES/HIGH MEADOWS SUBDIVISIO private · serves 111 people · EPA ID GA1370068
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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