2856 N 1st St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 2856 N 1st St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,058 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jun 2019)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084020-0100`

Property Details

APN / Parcel Number

Primary APN	`084020-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,156 sqft
1st Floor Area	1,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Finished Screened Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2856 N 1ST ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	8/17 BOB STEVENS DEVELOPMENT SUBDIVISION LOT 10 OR4747/508
Legal Range	29E
Legal Township	07S
Legal Section	02
Legal Subdivision	BOB STEVENS DEVELOPMENT SUBDIVISION
Legal Block	3
Legal Lot Number	10
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	20903

Owner

2856 N 1st St is owned and occupied by two individuals who bought it in June 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2856 N 1ST ST, SAINT AUGUSTINE, FL 32084-1942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Apr 8, 2016
Deed Document Number	201944912
Deed Book / Page	4747 / 508
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2019
Property Address	2856 N 1ST ST, SAINT AUGUSTINE, FL 32084-1942
Document Number	0047470508
Book / Page	004747 / 000508
Instrument Date	Jun 25, 2019
Instrument	44912
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2856 N 1ST ST ST AUGUSTINE FL 320841942, ST AUGUSTINE, FL 32084-1942

Mortgage

Document Number	47470510
Date	Jun 25, 2019
Book Page	004747/000510
Instrument	44913

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32210

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2856 N 1st St was $1,881 with a homeowner's exemption, up 15.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,324 (+2.7%)	$198,022 (+8.06%) Land $40,125 Building $157,897
2025	$1,881.00 (+15.33%) Homeowner's exemption	$153,188 (+2.9%)	$183,256 (-17.45%) Land $40,125 Building $143,131
2024	$1,631.00 (+2.32%) Homeowner's exemption	$148,871 (+3%)	$221,998 (-0.88%) Land $34,775 Building $187,223
2023	$1,594.00 (+3.91%) Homeowner's exemption	$144,535 (+3%)	$223,969 (+6.43%) Land $34,775 Building $189,194
2022	$1,534.00 Homeowner's exemption	$140,325	$210,439 Land $27,552 Building $182,887

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2856 N 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2856 N 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber.

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