2856 E Darcy Dr, Meridian, ID 83642 Property Records

Ada County property record for 2856 E Darcy Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 5,196 sqft · built 2024
Lot Size	0.778 acres (33,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,993 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R4857000220`

Property Details

APN / Parcel Number

Primary APN	`R4857000220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,196 sqft Living Area
Gross Area	7,054 sqft
1st Floor Area	3,678 sqft
Upper Floors Area	1,518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	33,890 sqft (0.778 acres)
Garage Type	Attached
Garage Area	1,111 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	95 sqft
Patio Area	747 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2856 E DARCY DR
City	MERIDIAN
State	ID
Zip	83642-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 11 BLK 01 KEEP SUB
Legal Range	01E
Legal Township	02N
Legal Section	05
Legal Subdivision	KEEP SUB
Legal Block	01
Legal Lot Number	11
Jurisdiction	ADA ID
Township / Civil Division	KUNA
Census Block Group	2
Census Block	2003
Census Tract	10408

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2856 E DARCY DR, MERIDIAN, ID 83642-8427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage KZNZ ENTERPRISES LLC
Feb 10, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage IDAHO CENTRAL CU
Jan 3, 2024	Warranty Deed, Subdivision Related Transfer TITLEONE BOISE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2026
Deed Sale	Feb 10, 2026
Prior Sale	Jan 3, 2024
Deed Document Number	20269192
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2856 E DARCY DR, MERIDIAN, ID 83642-8427
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	VENTURE T&E COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 S ASHCROFT WAY, MERIDIAN, ID 83642-7083

Mortgage

Document Number	0000065377
Date	Oct 6, 2025
Instrument	2025-065377

Lender

Name	KZNZ ENTERPRISES LLC
Type	Non-Lending Institution
Address	SAINT GEORGE, UT 84770

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jan 6, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 10, 2026
Property Address	2856 E DARCY DR, MERIDIAN, ID 83642-8427
Document Number	0000009192
Instrument Date	Feb 9, 2026
Instrument	2026-009192
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2856 E DARCY DR, MERIDIAN, ID 83642-8427

Mortgage

Document Number	0000015473
Date	Feb 10, 2026
Instrument	2026-015473

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Max Rate	10.7%

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 3, 2024
Property Address	2856 E DARCY DR, MERIDIAN, ID 83642-8427
Document Number	0000000438
Map Reference	MB119 PG18374-18379
Instrument Date	Jan 3, 2024
Instrument	2024-000438
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 S ASHCROFT WAY, MERIDIAN, ID 83642-7083

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,993.00 (+7.38%)	$452,400 (+27.08%)	$452,400 (+27.08%)
2024	$1,856.00 (+0.38%)
2023		$356,000 Land $356,000	$356,000 Land $356,000
2022	$1,849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 87% of Idaho
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Silver Star Communications Fiber	1,000 / 200
Sparklight Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Anthem Broadband.

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