2856 Centennial Rd, Hanover, PA 17331 Property Records

Adams County property record for 2856 Centennial Rd, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,904 sqft · built 1950
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2025)
Tax Bill	$4,663 (2026)
Deeds & Mortgages	Jun 2020 Line of Credit Sep 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32 J14-0032-000`

Property Details

APN / Parcel Number

Primary APN	`32 J14-0032-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,904 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2856 CENTENNIAL RD
City	HANOVER
State	PA
Zip	17331-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Jurisdiction	ADAMS PA
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	30700

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2856 CENTENNIAL RD, HANOVER, PA 17331-9085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit PSECU
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit PSECU
Nov 18, 2025	Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Jun 25, 2013	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Jun 25, 2013 · Amount on Record
Deed Book / Page	7409 / 488
Prior Transfer Date	Sep 8, 2005
Prior Transfer Doc	4145/227
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	2856 CENTENNIAL RD, HANOVER, PA 17331-9085
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006621/204
Date	Jun 10, 2020
Book Page	6621/204
Instrument	202000006061

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	2856 CENTENNIAL RD, HANOVER, PA 17331-9085
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007141/118
Date	Sep 29, 2023
Book Page	7141/118

Lender

Name	PSECU
Type	Credit Union
Address	HARRISBURG, PA 17106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Nov 18, 2025
Property Address	2856 CENTENNIAL RD, HANOVER, PA 17331-9085
Document Number	007409/488
Book / Page	7409 / 488
Instrument Date	Nov 3, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2856 CENTENNIAL RD, HANOVER, PA 17331-9085
Investor	Possibly a Property Investor

Mortgage

Document Number	0007409492
Date	Nov 18, 2025
Instrument	7409/492

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2013: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jun 25, 2013
Property Address	2856 CENTENNIAL RD, HANOVER, PA 17331-9085
Document Number	005846/075
Book / Page	5846 / 075
Instrument Date	Jun 7, 2013
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 LEXINGTON DR, HANOVER, PA 17331-8655

Mortgage

Document Number	005846/078
Date	Jun 25, 2013
Book Page	5846/078

Lender

Name	TOWNEBANK MORTGAGE
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Mount Pleasant Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,663.00 (+34.03%)	$202,100 (+12.59%) Land $22,700 Building $179,400
2025	$3,479.00 (-6.88%)	$179,500 (-) Land $22,700 Building $156,800
2024	$3,736.00 (+4.1%)	$179,500 (-) Land $22,700 Building $156,800
2023	$3,589.00	$179,500 Land $22,700 Building $156,800
2010			$202,100 Land $22,700 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Verizon.

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