Wayne County property record for 28558 Chatham Rd, Grosse Ile, MI 48138
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,316 sqft · built 1977 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jun 2005) |
| Tax Bill | $5,469 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73 059 01 0188 002 |
| Primary APN | 73 059 01 0188 002 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| 1st Floor Area | 1,359 sqft |
| Basement Area | 875 sqft |
| Unfinished Basement | 875 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 190 ft deep x 86 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 28558 CHATHAM RD |
|---|---|
| City | GROSSE ILE |
| State | MI |
| Zip | 48138-2010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-B |
| Legal Description | 557E188B 189 190A THE N 24FT OF LOT 188 ALSO LOT 189 ALSO THE S 5FT OF LOT 190 ELBAMAR COLONY PC 554 AND 557 L63 P6, 7 WCR |
| Legal Subdivision | ELBAMAR COLONY |
| Legal Lot Number | 188-190 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE ILE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 596100 |
28558 Chatham Rd is owned and occupied by an individual who bought it in June 2005.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 9, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2005 · Amount on File |
| Deed Sale | Jun 30, 2005 · Amount on File |
| Deed Document Number | 2005301033 |
| Deed Book / Page | 42995 / 349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 12, 2026 |
| Property Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Document Number | 0000180066 |
| Book / Page | 60280 / 117 |
| Instrument Date | May 4, 2026 |
| Instrument | 2026180066 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Document Number | 0000180066, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 60280/117 |
| Instrument | 2026180066 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Document Number | 0582441265 |
|---|---|
| Date | May 9, 2023 |
| Book Page | 58244/1265 |
| Instrument | 2023147781 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 29, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Document Number | 0573580622 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 57358/622 |
| Instrument | 2022022051 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Document Number | 0568451035 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 56845/1035 |
| Instrument | 2021268439 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Jul 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 28558 CHATHAM RD, GROSSE ILE, MI 48138-2010 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0554680512 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 55468/0512 |
| Instrument | 2019348744 |
| Name | HALL FINANCIAL GROUP |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2034 |
The 2025 property tax bill for 28558 Chatham Rd was $5,469 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| County Subdivision | Grosse Ile Township |
| Unified School District | Grosse Ile Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,900 | $411,800 | |
| 2025 | $5,469.00 | ||
| 2023 | $157,900 | $315,800 | |
| 2021 | $4,645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28558 Chatham Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 18 (1978–2019) |
| Claims Outside the SFHA | 2 of 18 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28558 Chatham Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROSSE ILE TOWNSHIP serves 10,788 people · EPA ID MI0002870 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL | 100 / 20 |
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