2855 Winchester Dr, Elgin, IL 60124 Property Records

Kane County property record for 2855 Winchester Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,788 sqft · built 1997
Lot Size	0.234 acres (10,191 sqft)
Owner	Individual Name on File
Last Sale	$299,500 (May 2019)
Tax Bill	$12,077 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-17-178-010`

Property Details

APN / Parcel Number

Primary APN	`06-17-178-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,788 sqft Living Area
Gross Area	3,952 sqft
Basement Area	1,164 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,191 sqft (0.234 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	2855 WINCHESTER DR
City	ELGIN
State	IL
Zip	60124-8053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANDALL RIDGE UNIT 4 LOT 49
Legal Subdivision	RANDALL RIDGE
Legal Block	4
Legal Lot Number	49
Legal Unit	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4027
Census Tract	851904

Owner

2855 Winchester Dr is owned and occupied by an individual who bought it in May 2019.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2855 WINCHESTER DR, ELGIN, IL 60124-8053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2019 · Amount on File
Deed Sale	May 9, 2019 · Amount on File
Prior Sale	Aug 22, 2000 · Amount on File
Deed Document Number	201918532
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 9, 2019
Property Address	2855 WINCHESTER DR, ELGIN, IL 60124-8053
Document Number	0000018532
Instrument Date	Apr 29, 2019
Instrument	18532
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 CAR AVE ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number	18533
Date	May 9, 2019
Instrument	18533

Lender

Name	INLAND BK&TR
Type	Bank
Address	GENEVA, IL 60134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2855 Winchester Dr was $12,077 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,077.00 Homeowner's exemption	$162,211 (+8.57%) Land $30,744 Building $131,467	$486,828 (+8.57%) Land $92,269 Building $394,559
2024		$149,407 Land $28,317 Building $121,090	$448,400 Land $84,985 Building $363,415
2022	$11,216.00 (+3.39%) Homeowner's exemption	$123,076 (+6.96%) Land $23,326 Building $99,750	$369,228 (+6.96%) Land $69,978 Building $299,250
2021	$10,848.00 Homeowner's exemption	$115,067 Land $21,808 Building $93,259	$345,201 Land $65,424 Building $279,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2855 Winchester Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Jun 2000

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2855 Winchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20